Introduction
With the HDFC bank, millions of people have savings accounts. The HDFC bank grants credit cards to such clients since they are trustworthy and dependable customers. However, they are faced with the challenge of selecting just one card from a variety of HDFC bank credit cards. The top HDFC credit cards, which include a fuel card, a travel card, a reward card, and some others, have therefore been shortlisted. You must examine the features and advantages of each credit card to determine which one best suits your needs. You must consider the card’s intended use before selecting the HDFC credit card with the most features and advantages.
Best Credit Cards Of HDFC Bank
| HDFC Credit Cards | Credit Card Type | Striking Features | Fees |
|---|---|---|---|
| Indigo HDFC Bank Credit Card 6E Rewards | Travel Credit Card | Earn 2.5% rewards when you book an Indigo flight on the official website. Take advantage of an Indigo Base Fare Ticket Voucher worth INR 1500. | INR 700 + Applicable Taxes |
| HDFC Regalia Credit Card | Dining Credit Card and Travel Credit Card | -As a welcome bonus, this credit card offers a Zomato Gold membership along with INR 15 lacs in international medical emergency coverage. | INR 2500 + Applicable Taxes |
| Indian Oil HDFC Bank Credit Card | Fuel Credit Card | – Have a redeemable point with a 5% discount on fuel transactions. In the initial six months, earn up to 250 gasoline points. | INR 500 + Applicable Taxes |
| HDFC Moneyback Credit Card | Cashback Credit Card | -Your reward points will be multiplied by two for online transactions. Use the Cashback you get from the Points to pay your credit card payments. | INR 500 + Applicable Taxes |
| HDFC Millennia Credit Card | Shopping Credit Card | – Get a 5% cashback at Flipkart and Amazon.com. Enjoy 1% cash back on retail purchases and online wallet recharges. | INR 1000 + Applicable Taxes |
| HDFC Diners Club Black Credit Card | Dining Credit Card | Take advantage of Annual Membership in the following: Amazon Prime, Zomato Gold, Times Prime, Club Marriot, and Forbes | INR 10000 + Applicable Taxes |
Top HDFC Credit Cards Features and Benefits
You must now examine the characteristics and advantages of the top HDFC credit cards to choose which one will serve your needs the best.
Indigo HDFC Bank Credit Card 6E Rewards
It is one of the greatest travel credit cards if you enjoy travelling. You may travel for less money and yet have a wonderful trip.
- Enjoy a complimentary 6E Prime Voucher that includes a free lunch, a choice of seats, and priority check-in.
- When you book flights using Indigo’s official website or mobile application, you can receive 2.5% 6E Rewards.
- Get 2% 6E Reward Points on purchases for dining, entertainment, and groceries.
- 1% Rewards on all other purchases.
- Have a 1% Fuel Surcharge Waiver at all petrol stations.
- Save up to 40% on fine dining on the weekends.
- Get discounts of up to 30% at the chef specialty restaurants.
- Get daily discounts of up to 20% on fine dining.
- Get up to 25% off at the eateries that offer buffet services.
HDFC Regalia Credit Card
Travel advantages, cashback benefits, dining benefits, and reward point benefits are all included with the Regalia Credit Card. The attributes of this credit card are listed below.
- At restaurants that have collaborated with Gold Food and Gold Drinks, get free meals and beverages.
- Take advantage of 4 reward points for every INR 150 spent on utility, insurance, and retail purchases.
- Spend reward points on reservations for entertainment and vacation.
- Major domestic and international airports’ AirMiles can be converted from reward points.
- Get rid of the 1% fuel surcharge with a transaction of at least INR 400.
- provide 24-hour travel concierge support
- Get INR 15 lakh in coverage for any medical emergency both inside and outside of India.
- Purchase a 9 lakh rupee credit liability cover.
Indian Oil HDFC Bank Credit Card
One of the best gasoline credit cards, this one will help you save money on fuel bills. This card can be used to buy fuel and earn you thousands of reward points.
- Take use of the redeemable points on your credit card to receive a 5% discount on your fuel purchases.
- Gain no more than 250 gasoline points in the initial six months.
- After the initial six months, take advantage of up to 150 gasoline points.
- For every INR 150 spent on other purchases, earn 1 fuel point.
- 1% of the fuel surcharge, up to INR 250, is waived
- Get 50 days with no interest starting on the day of purchase.
- Only two years will pass from the date of purchase before the fuel points expire.
HDFC MoneyBack Credit Card
This credit card is the best choice for you if you want to receive discounts and cashback. One of the greatest cashback credit cards, it offers you the chance to accumulate a significant amount of cashbacks.
- Spend 150 INR on this credit card to earn 2 reward points.
- Take advantage of 2X reward points when using this credit card for online purchases.
- You can use all of your reward points to pay your overdue credit card bill and redeem them for Cashback.
- One hundred reward points are worth twenty Indian rupees.
HDFC Millennia Credit Card
A shopping card that offers you discounts and cashbacks on online purchases is the HDFC Millennia Credit Card. This credit card is among the best from HDFC and allows you to earn rewards points on online purchases.
- 5% Cashback is available on Amazon and Flipkart.
- On all other online purchases made using Payzapp and Smartbuy, you can receive 2.5% Cashback.
- Get 1% Cashback on offline purchases and online wallet recharges.
- With this HDFC bank credit card, you can visit the domestic airport lounge eight times for free each year.
- Have a 1% waiver on the fuel surcharge at the filling stations.
HDFC Diners Club Black Credit Card
You must try this credit card if you like a premium experience and fine food. You can explore some of its many features and advantages below.
- Utilize this credit card to earn 5 rewards for every INR 150 spent.
- Enjoy complimentary access to 800 lounges worldwide, including those at domestic Indian airports.
- Receive six free rounds of golf each quarter at world-class facilities.
- Enjoy two 500 INR vouchers per month from Tatacliq, BookMyShow, or Ola when you spend 80,000 INR each month.
- Have travel insurance for 50,000 on delayed baggage and a 2 crore rupee air accident insurance policy.
Conclusion
After researching the top HDFC credit cards, you are prepared to make a hasty decision. Your mind becomes confused by the various HDFC credit cards’ features and advantages, making it impossible for you to rely solely on one card. So you can select one of these HDFC credit cards and use it right away. It is up to you to choose the purpose for which you will be using the HDFC Bank credit card because each card has different features and advantages.
Some Credit Cards to look at
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I am an Undergraduate Student pursuing BA English Hons in KIIT University. My hometown is in Cuttack, Odisha. My hobbies include dancing and singing.