- Features And Benefits Of SBI SimplyCLICK Credit Card
- SimplyCLICK SBI Card Flexipay Facility
- Fees And Charges Of SBI SimplyCLICK Credit Card
- Reward Points Redemption
- SimplyCLICK SBI Credit Card Limit
- Eligibility Criteria For SimplyCLICK SBI Credit Card
- How To Apply For SBI SimplyCLICK Credit Card Online?
- Value back Comparison: SBI SimplyCLICK Vs. HDFC Moneyback
- Cards Similar To SBI SimplyClick Credit Card
- Benefits Of Timely Payment
- Similar Credit Cards Offered By State Bank Of India
- SimplySAVE SBI Card Vs. SimplyCLICK SBI Card
- SBI SimplyCLICK Credit Vs. SBI Card Pulse
- MAX SBI Card Select Vs. SBI SimplyCLICK Credit Card
- SBI SimplyCLICK Credit Card Customer Care
- Conclusion
- FAQs
- Read More
An entry-level credit card that primarily helps internet buyers is SBI SimplyCLICK. With additional earnings on online purchases and even better incentives from SBI Card’s exclusive partners, users can accrue respectable points for rewards across all expenditures. If you’re expressly looking for a credit card that offers rewards with a low annual fee, it might be a wise choice. However, an entry-level payback card might be preferable if you want to receive significant value back when you shop online.
One of the most widely used SBI credit cards in the entry-level market, particularly among new customers. As you receive 10x reward points at some of the most well-known online buying and travel companies, such as Cleartrip, Apollo24x7, Netmeds, BookMyShow, Dineout, and Lenskart, the card is ideally suited for online shopping. Amazon used to be included in the list of eligible purchases for 10x Rewards, however the offer is no longer valid for Amazon, and the card now only offers 5x Rewards there. You receive 5x rewards for additional online purchases and 1 reward point for every 100 rupees spent for all other offline purchases.
The SimplyCLICK SBI Credit Card is an absolute must if you adore shopping. On your regular transactions, the SimplyCLICK SBI Card offers fantastic discounts. Exciting features like waivers of fuel surcharges, cash on the move, premium security, and many more are already included. Almost every time you swipe it, you even gain access to the exclusive rewards programme and get to take advantage of tempting vouchers upon enrolling and milestone purchases.
Features And Benefits Of SBI SimplyCLICK Credit Card
| 1st Year Fee | Joining Gift | Rewards |
| ₹499 | e-Gift card by Amazon worth ₹500 (on payment of joining fee of ₹499+taxes) | On spending ₹100 with exclusive online partners, you get 10 points. On spending ₹100 online, you get up to 5 points. Spend more to get an annual fee waiver. Enjoy a fuel surcharge waiver₹2,000 e-vouchers on spending over 1 Lakh |
Terms & condition:
The SBI Card is making this one-time welcome offer, and it’s good for 12 months starting on the day you enrol. After paying the 499 yearly membership price, you are only then eligible for the promotion. The Voucher is not redeemable in part or for cash.
| Rewards point benefits | Earn one reward point on every Rs.100 on other spends. Get 10x reward points for online purchases made at partner stores including Cleartrip, Bookmyshow, EazyDiner, Netmeds and Apollo 24/7.5X reward points on all other online spends. For instance, on select online partners, the card earns a solid 2.50% rewards rate (10 points per Rs. 100 spent, 4 points = Rs. 1). Furthermore, the card offers a satisfactory rewards rate of 1.25% on all online spending (5 points per Rs. 100, 4 points = Rs. 1). However, SimplyClick SBI card earns a below average rate of 0.25% (1 point per Rs. 100, 4 points = Rs. 1) on all other spending categories. |
| Milestone rewards | Cleartrip e-vouchers worth Rs.2,000 each given on annual online spends of Rs.1 lakh and Rs.2 lakh. |
| Annual fee waiver | Spend Rs.1 lakh or more on your SBI SimplyCLICK credit card and the annual fee will be waived. |
| Wave and make payments | The card is enabled for contactless technology hence allows you to make payments by simply waving it at the retail terminals. |
| Fuel benefit | Receive a 1% fuel surcharge waiver on every fuel transaction between the amounts of Rs.500 and Rs.3,000. |
| Worldwide acceptance | The SimplyCLICK SBI Card is accepted internationally and can be used in more than 24 million outlets across the globe including 3.25 lakh outlets within India. |
| Free add-on cards | Avail SBI add-on credit cards for the members of your family who are above the age of 18. |
| Balance transfer facility | Outstanding dues from other bank credit cards can be transferred to SBI SimplyCLICK Credit Card at a low interest rate through the Balance transfer facility. |
| Flexipay option | Any purchase above Rs.2,500 can be converted into an EMI purchase with the Flexipay option. |
| Easy money facility | You can contact the SBI credit card customer care and order a bank draft at any time. |
| Zero Liability Protection | The SBI Card provides zero liability protection with the Simply Click Card, according to which, the cardholder will not be liable for any unauthorized/fraudulent transactions made through the card if the card has been reported lost/stolen to the card issuer in a timely manner. |
SimplyCLICK SBI Card Flexipay Facility
- Convert credit card purchases of ₹2,500 and above into EMIs
- You can do this within 30 days of purchase
- To apply for Flexipay, do SBI Credit Card Login
Fees And Charges Of SBI SimplyCLICK Credit Card
| Type of Charge | Fee |
|---|---|
| Annual fee | Rs.499 |
| Renewal fee | Rs.499 |
| Finance charge | Up to 3.50% per month (42% per annum) |
| Cash advance fee at domestic ATMs, international ATMs, and SBI ATMs | 2.5% of the transaction amount or Rs.500 (whichever is higher) |
| Cash payment fee | Rs.250 |
| Overlimit | 2.5% of overlimit amount or Rs.600 (whichever is higher) |
| Late payment | Rs.0 to Rs.500: NILRs.500 to Rs.1,000: Rs.400Rs.1,000 to Rs.10,000: Rs.750Rs.10,000-Rs.25,000: Rs.950Rs.25,000-Rs.50,000: Rs.1,100Rs.50,000 and above: Rs.1,300 |
| Payment dishonor fee | 2% of the amount (minimum of Rs.500) |
| Cheque payment fee | Rs.100 |
| Statement retrieval | Rs.100 per statement which is over 2 months old |
| Card replacement | Rs.100 to Rs.250 |
| Fee for increasing credit limit | Rs.200 per request for increase |
| Dynamic and static conversion fee | 3.50% (except for SBI Elite and Aurum credit cards)1.99% SBI Elite and Aurum credit cards)These charges are applicable for transactions greater than or equal to Rs.1,000. |
| Network change fee | Rs.200 per request for network upgrade or network downgrade |
| Foreign currency transaction fee | 3.50% (except for SBI Elite and SBI Aurum credit cards)1.99% (SBI Elite and Aurum credit cards) |
| Rewards redemption fee | Rs.99 (only on cash redemption, gifts, and specific vouchers) |
| Overdue finance charge | 3.65% per month (43.8% per annum) |
Reward Points Redemption
You can redeem your reward points by signing onto sbicard.com using your SimplyCLICK SBI Credit Card. At a rate of 1 Reward Point = Re. 0.25, you can use your earned points to purchase a variety of goods and gift cards from the SBI Card’s reward catalogue. Additionally, you can apply your reward points to the balance on your card’s statement. The way to use SimplyClick SBI Card reward points is as follows:
- Visit the SBI Card’s official website.
- Select the reward option.
- On your screen, there will be a lot of products.
- Select the item you want to use your points to purchase by clicking it.
- Choose the option “Points Only” if you’re using only points to purchase it, or “Points + Pay” if you’re using partial points and paying the balance.
- To redeem your points, log in with your registered cellphone number or card information.
You can either call your credit card’s customer service or do the following easy steps to redeem your reward points against your bill balance:
- Register on sbicard.com.
- Choose Mailbox from the main menu.
- Choose “Reward Points Redemption” from the selection category.
- Select ‘Request for redemption’ from the choice sub-category before sending the mail.
SimplyCLICK SBI Credit Card Limit
You would want to know the credit limit that’s being given on this card, right? Well, there’s not a definite answer to your credit limit query. However, it can be said that the limit would depend on – Income and Credit score
If these two are good, don’t be surprised to bag a greater limit, giving you more to spend on.
At the same time, don’t worry if you get a lower limit based on your existing financials as –
- Timely and regular bill payment schedule may prompt SBI to raise the limit with time.
- Don’t use a greater limit without any discretion as it can soar bills beyond your reach that’ll cause default in the end.
- Control on your impulsive buys to keep the bill amount under control, enabling a smooth payment by maintaining a good credit health.
Eligibility Criteria For SimplyCLICK SBI Credit Card
Know the eligibility criteria of the SimplyCLICK SBI credit card below.
- An applicant should be an Indian resident
- Age needed for the card application is at least 18 years, but not more than 70 years.
- Also the applicant need to have a good credit score.
Age Criteria For Different Customer Segments
- Salaried & Self-employed – 18 to 60 years
- Pensioner – 40-70 years
Income Criteria for Different Age Groups
| Age Group | Minimum Income Required (In ₹) |
|---|---|
| Less Than 25 Years | 20,000 |
| 25-30 Years | 20,000 |
| 31-40 Years | 30,000 |
| More Than 40 Years | 40,000 |
Documents Required For SimplyCLICK SBI Credit Card
The documentation required for an SBI Simply CLICK Credit Card is very simple and straightforward. You will require the following:
- 2 passport size photos and signature-bearing national identity cards
- Proof of address – Ration card, electricity bill etc. can be submitted
- PAN card, Form 16 and the Income Tax Returns Statement
- Proof of salary, employment / proof of business details
- Last 3 months salary statement.
Who Should Get SBI SimplyCLICK Credit Card?
The SBI SimplyClick Credit Card is intended for people with steady incomes who want to use a credit card with a low annually fee to save money on their expenditures. Since the card delivers accelerated reward points on online transactions, it will also be a great choice for people who frequently make purchases online. This credit card is for those who enjoy online shopping and want a credit card with minimal annual fees and lots of benefits.
How To Apply For SBI SimplyCLICK Credit Card Online?
You can apply for the Simply Click SBI Card online as well offline as per your convenience. To apply for this card offline, you will have to visit your nearest SBI branch and fill in the physical application form for the Simply Click Card.
To apply online for the same, you can follow a few simple steps as mentioned below:
- Click on the “Apply Now” button at the top of the page.
- All the SBI Credit cards will be displayed on your screen. Select the SimplyCLICK SBI card and click on apply now.
- Enter all the required details and proceed further to apply for the card.
- Your application number will be sent to your registered mobile number.
How To Check SBI SimplyCLICK Credit Card Application Status?
If you have already applied for the Simply Click Card, you can check the status of your application as follows:
- Visit the SBI Card’s official website.
- Click on the option ‘Credit Cards.’
- Scroll down and at the very end of the page, you will see an option ‘Track Application.’ Click on that.
- Enter the application number that was sent to your registered mobile number and click on ‘Track.’
- The status of your card application will be there on your screen in seconds.
SBI SimplyCLICK Credit Card Activation And Pin Generation
Following are the different ways to activate your Simply Click SBI Card or to generate its PIN:
- You can generate or change your SBI Simply Click Card PIN via an ATM. Go to your nearest SBI ATM and find an option to generate a credit card PIN from the main menu.
- You can also activate your card by logging in to your internet banking account or via the SBI Card mobile app. You will easily find an option through which you can generate the PIN for your Simply Click Card.
- If you find yourself unable to generate your credit card PIN through any of the above methods, you can contact the SBI card customer care and they will assist you on the same.
SBI SimplyCLICK Credit Card Bill Payment
Making timely bill payment of a credit card is a necessary step that must be followed by every credit cardholder. You should be aware of multiple methods to pay your credit card bill so that you can go with the second option if your preferred option doesn’t work. Following are the different ways to make your SBI SimplyClick Credit Card bill payment:
- You can pay your credit card bill easily via the YONO SBI app. You will simply need to log in to the app, link your credit card, and then you can easily make the bill payment of your Simply Click Credit Card.
- The SBI Billdesk is another easy way to make your credit card bill payment. Just enter all the required details and the payment will be done in seconds.
- If you are having your savings/current account in a different bank than SBI, you can make your SImply Click Card bill payment via NEFT. Just enter your card number as the account number, enter the IFSC code, and pay the bill.
- If you want to pay your credit card bill offline, you can drop a cheque at your nearest ATM Dropbox or you can visit your nearest beach and make the payment via cash or cheque.
SBI SimplyCLICK Credit Card Login/ Netbanking
To register your credit card for internet banking, you can follow a few easy steps as mentioned below:
- Visit the official website of SBI Card.
- Click on the option ‘New user? Register Now.’
- Enter the details of your SimplyClick Credit Card, like the card number, CVV, Dob, etc.
- An OTP will be sent to your registered mobile number. Enter that to complete the verification process.
- Enter the username and password and proceed.
- Your card will be successfully be registered for internet banking after this.
Value back Comparison: SBI SimplyCLICK Vs. HDFC Moneyback
To help you understand the value-back better, here is a reward comparison for some common purchases that you would put on this card:
| Transaction | Amount (in Rs.) | Reward Points on SBI SimplyCLICK | Reward Points on HDFC MoneyBack |
| Groceries (Big Basket) | 7,000 | 350 | 187 |
| Medicine (Netmeds) | 3,000 | 300 | 80 |
| Dining (Offline) | 5,000 | 50 | 67 |
| Online Shopping | 10,000 | 500 | 266 |
| Movies (BookMyShow) | 2,000 | 200 | 53 |
| Fuel | 5,000 | 0 | 0 |
| Other Offline Spends | 3,000 | 30 | 40 |
| Total | 35,000 | 1,430 | 693 |
On a general online transaction, SBI SimplyCLICK Credit Card offers a reward rate of 1.25% whereas, on the same transaction, HDFC Moneyback would give only 0.8% rewards.
Cards Similar To SBI SimplyClick Credit Card
| Benefits | SBI SimplyCLICK Credit Card | SimplySAVE SBI Card | HDFC MoneyBack Plus Credit Card | Accelero ICICI Bank Credit Card |
| Annual Fee | Rs. 499 | Rs. 499 | Rs. 500 | Rs. 499 |
| Rewards Rate | 1 Reward Points on every offline spend of Rs. 100. 5x Reward Points on online spends. 10x Reward Points on online spends on partner brands. | 1 Reward Point on every spend of Rs. 100. 10x Reward Points on groceries, movies, dining, and departmental stores. | 2 Cash Points on every spend of Rs. 150. 5x Cash Points on EMI transactions made at merchant outlets. 10x Cash Points on partner brands, including Amazon, Flipkart, Swiggy, Big Basket, and Reliance Smart Store. | 2 Payback Points on every spend of Rs. 100. |
| Reward Redemption | 1 Reward Point = Re. 0.25 for redemption against products, vouchers, and cashback. | 1 Reward Point = Re. 0.25 for redemption against product catalog and statement balance. | 1 Reward Point = Re. 0.25 for redemption on SmartBuy. 1 Reward Point = Re. 0.25 for redemption against statement balance. | 1 Payback Point = Re. 0.25 for redemption against various products, gift vouchers, travel-related bookings, etc. |
| Additional Benefits | Earn gift vouchers worth up to Rs. 4,000 every year on achieving the spend milestone. | N/A | Earn gift vouchers worth up to Rs. 2,000 every year on achieving the spend milestone. | 1 complimentary domestic lounge access every quarter on spending Rs. 5,000 or more in the previous quarter. |
Benefits Of Timely Payment
Maintaining a timely payment routine would positively influence your credit score. So, better the score more are the chances of gaining an approval to a fresh credit. For this, you can go online and enjoy a hassle-free payment.
SimplyCLICK SBI Card Statement
Go online to get your monthly statement of SBI card with all the required details. By checking the credit card statement, you can keep track of all your transactions and easily know where you have spent the maximum money. So, use this online or offline service of the bank to check the statement. But, if you want it online, check the same on the SBI portal by logging in.
The statement will show –
- Total dues
- Minimum due
- Due date
- Summary of the reward points earned
You can redeem those points by shopping at several online and offline brands. So, for this check out the SBI website. You can also pick out a flaw in the entry of the transactions if there’s any, by checking the statement regularly. Also, after noticing a flaw in the statement, you can bring it to the notice of the bank and get that sorted out as soon as possible.
Similar Credit Cards Offered By State Bank Of India
| Credit Card | Ideal For |
| SBI BPCL Credit Card | BPCL SBI Card is best suited for purchase of Fuel, Traveling and Shopping |
| SBI BPCL Octane Credit Card | BPCL Octane SBI Card is best suited for purchase of Fuel, Traveling and Shopping |
| Central SBI Credit Card | SBI Central Credit Card is best suited for Shopping, Dining, and Entertainment |
| SBI ELITE Card | SBI ELITE Credit Card is best suited for Shopping, Entertainment, Fuel, and Dining |
| FBB SBI STYLEUP Card | SBI FBB STYLEUP Credit Card is best suited for Shopping, Rewards, and Cashback |
| SBI IRCTC RUPAY Card | SBI IRCTC Credit Card is best suited for Traveling, Entertainment, and Fuel |
| SBI Lifestyle Credit Card | SBI Lifestyle Credit Card is best suited for Shopping, Rewards, and Cashback |
| Max SBI Card SELECT | SBI Max SELECT Credit Card is best suited for Shopping, Rewards, and Cashback |
| SBI PRIME Card | SBI PRIME Credit Card is best suited for Traveling, Shopping, and Fuel |
| SimplySAVE SBI Card | SBI SimplySAVE Credit Card is best suited for Shopping, Entertainment, and Fuel |
SimplySAVE SBI Card Vs. SimplyCLICK SBI Card
| Categories | SimplySAVE SBI Credit Card | SimplyCLICK SBI Credit Card |
| Annual Fee | 499 Fee reversed if Annual Spends for last year = ₹1,00,000 | 499 Fee reversed if Annual Spends for last year = ₹1 lac |
| Annual Savings | On total spends of ₹ 2 Lakh- ₹ 5721 On total spends of ₹ 4 Lakh- ₹ 11441 | On total spends of ₹ 2 Lakh- ₹ 9271 On total spends of ₹ 4 Lakh- ₹ 14541 |
| Best Suited For | WELCOME OFFER REWARDS | REWARDS |
| Welcome Offer | Spend ₹2,000 or more in first 60 days and get 2,000 bonus Reward Points | Get ₹500 eGift Card on annual fee payment |
| Benefits | Get ₹100 cash back on your first ATM cash withdrawal, within first 30 days of receiving card On all your other spends, earn 1 Reward Point per ₹100 spent (4 Reward Points = ₹1) Enjoy 10 Reward Points per ₹100 spent on Dining, Movies, Departmental Stores and Grocery Spends Get minimum 15% discount at select restaurants Get freedom from paying the 1% fuel surcharge at any petrol pump Transact an amount between ₹500 to ₹3,000 at any petrol pump in India to avail this offer | Earn 10X Reward Points on online spends with exclusive partners – EasyDiner/BookMyShow/Cleartrip/Apollo/Netmeds Earn 5X rewards on all other online spends e-voucher worth ₹2,000 on annual online spends of ₹1 Lakh e-voucher worth ₹2,000 on annual online spends of ₹2 Lakhs Earn 1X Reward Points on all other offline spends Get minimum 15% discount at select restaurants 1% fuel surcharge waiver for each transaction between ₹500 & ₹3000 (exclusive of GST, wherever applicable, & all other charges) |
| Rewards Rate | Save upto ₹11441 on Annual Spend of ₹4 Lakh | Save upto ₹14541 on Annual Spend of ₹4 Lakh |
| Limited Period Offer / Premium Highlight | Spend ₹2,000 or more in first 60 days and get 2,000 bonus Reward Points Get ₹100 cash back on your first ATM cash withdrawal, within first 30 days of receiving card Enjoy 10 Reward Points per Rs 100 spent on Dining, Movies, Departmental Stores and Grocery Spends | Get ₹500 eGift Card on annual fee payment Earn 10X Reward Points on online spends with exclusive partners Earn 5X rewards on all other online spends Earn 1X Reward Points on all other offline spends 1% fuel surcharge waiver for each transaction between ₹500 & ₹3000 |
SBI SimplyCLICK Credit Vs. SBI Card Pulse
| Basis | SBI SimplyCLICK Credit Card | SBI Card PULSE |
| Reward Rate | 1 RP for every Rs. 100 spent on offline spends except fuel.5x RP for every Rs. 100 spent on all other online spends.10x RP for every Rs. 100 spent on partner merchants. | 10 Reward Points per Rs. 100 spent on pharmacy, chemist, dining, and movies.2 RP for every Rs. 100 spent on all other categories |
| Reward Redemption | Can be redeemed against products and vouchers on the SBI Website.Can be redeemed against the card’s statement balance.For redemption purposes, 1 RP = Rs. 0.25 | Can be redeemed against products and vouchers on the SBI Website.Can be redeemed against the card’s statement balance.For redemption purposes, 4 RP = Re. 1 |
| Fuel Surcharge Waiver | 1% on transactions between Rs. 500 and Rs. 3,000.The waiver amount is limited to Rs. 100 per month | 1% on transactions between Rs. 500 and Rs. 4,000.The waiver amount is limited to Rs. 250 per statement cycle. |
| Welcome Benefits | Amazon gift voucher worth Rs. 500 | Complimentary Noise ColorFit Pulse Smart Watch worth Rs. 4,999Complimentary FitPass Pro membershipComplimentary Netmeds First membership |
| Milestone Benefits | ClearTrip voucher worth Rs. 2,000 on achieving spends of Rs. 1 Lakh.ClearTrip voucher worth Rs. 2,000 on achieving spends of Rs. 2 Lakhs | Netmeds e-gift voucher worth Rs. 1,500 on spending Rs. 4 Lakhs or more in an anniversary year. |
| Lounge Visits | NA | 8 complimentary domestic lounge visits in a year, limited to 2 per quarter. |
| Fuel Surcharge Waiver | 1% on fuel transactions between Rs. 500 and Rs. 3,000.Maximum waiver capped at Rs. 100 per month. | 1% on fuel transactions between Rs. 500 and Rs. 4,000.Maximum waiver capped at Rs. 250 per statement cycle. |
| Joining Fee | Rs. 499 + Taxes | Rs. 1,499 + Taxes |
| Renewal Fees | Rs. 499 + Taxes (Spend-based reversal of Annual Fee on spends of Rs. 1 Lakh or more in the previous year.) | Rs. 1,499 + Taxes(Spend-based reversal of annual fee on spends of Rs. 2 Lakhs or more in the previous year.) |
| Eligibility | Issued to either salaried or self-employed individuals.Minimum salary Rs. 20,000 per month and Age between 18 -65 years in case of a salaried individual.Minimum income of Rs. 20,000 per month as per ITR and Age between 18-65 years in case of a self-employed individual. | This credit card is issued either to salaried or self-employed individuals.The age of the applicant should be 18-65 years.The applicant should have a stable source of income.The applicant should possess a decent credit score. |
MAX SBI Card Select Vs. SBI SimplyCLICK Credit Card
| Categories | MAX SBI Card Select | SBI SimplyCLICK Credit Card |
| Joining Fees | Rs. 1,499 | Rs. 499 |
| Editor’s Rating | 5 | 3.7 |
| Key Features | On annual spends of Rs 25,000 across all Landmark Stores, earn 2400 bonus Reward Points. On annual spends of Rs 75,000 across all Landmark Stores, earn 8,000 bonus Reward Points. Avail 12,000 bonus Reward Points on annual spends of Rs 150,000 across all Landmark Stores. 1% fuel surcharge waiver | Get Amazon.in Gift Card worth Rs.500 on Joining On online spends with exclusive partners – Amazon / BookMyShow / Cleartrip / Lenskart / Netmeds / UrbanClap, earn 10X Reward Points Earn 5X rewards on all other online spends 1% fuel surcharge waiver for each transaction between Rs 500 & Rs 3000 Spend Rs 1,00,000 and get Annual Fee of Rs 499 reversed for your SimplyCLICK SBI card in the subsequent year |
| Editor’s Review | Pros Earn 10 Reward Points on every Rs. 100 spent at Online & Retail Landmark Stores (Lifestyle, Home Centre, Max and Spar) Dining & Movies. Get 2 Reward point per Rs. 100 spent on other retail purchases (Non-fuel). Cumulative milestone benefits up to 34400 RP worth Rs 8600. Cons No golf/coaching sessions | Pros Earn 1 reward point per Rs.100 on all other spends e-voucher worth Rs. 2,000 on annual online spends of Rs.1 Lakh e-voucher worth Rs. 2,000 on annual online spends of Rs.2 Lakhs Cons No Golf/coaching sessions No particular benefits on travel, dining or entertainment Limited options for reward redemption |
SBI SimplyCLICK Credit Card Customer Care
For inquiries and complaints regarding the SImplyCLICK Credit Card, you can contact the SBI Credit Card Customer Care:
- Write to:
Manager- Customer Care Services
SBI Cards & Payment Services Ltd.
DLF Infinity Towers, Tower C, 12th Floor, Block 2, Building 3, DLF Cyber City,
Gurgaon -122002(Haryana) India - Send an SMS:
To 5676791 from the registered mobile number - Website:
Get answers to all your queries online by going to the SBI website, and click on Contact Us - Phone:
Call on Dial 1860 500 12901860 - 180 129039 02 02 02 (Prefix local the STD code)or
- 1800 180 1290 (toll-free)
Conclusion
SBI SimplyCLICK Credit Card is one of the greatest options for young millennials who enjoy online shopping because it is a credit card that offers excellent rewards for users (especially at partner merchants). It is an excellent card for new cardholders as it is an entry-level credit card with a cheap annual membership cost of just Rs. 499. For frequent online consumers, it offers expedited reward points on top of the usual incentives, which is quite advantageous. Applying for the SBI SimplyCLICK Credit Card is highly recommended if you enjoy shopping and want a credit card to make your purchases more enjoyable. Before continuing, be sure to review the requirements for qualifying.
FAQs
What is the difference between SBI SimplyCLICK and an SBI SimplyCLICK Advantage credit card?
- Most of the features and benefits offered on both the cards are similar. The only difference is in the interest charge levied on outstanding due amount.
- For SBI SimplyCLICK credit card the interest rate is 3.35% per month and for SimplyCLICK Advantage it is 2.50% per month.
Which credit card is better – SBI SimplySAVE or SBI SimplyCLICK?
- Every SBI credit card is unique and so are the SimplySAVE and SimplyCLICK credit cards.
- While the SimplySAVE credit card provides you benefits on every day in-store purchases such as groceries, dining, movies, etc., the SimplyCLICK credit card provides benefits on online shopping, especially at the partner stores such as Netmeds, BookMyShow, Cleartrip, etc.
What should I do if I lose my SBI SimplyClick Credit Card?
In the event of you losing your SBI SimplyClick Credit Card, immediately get in touch with a bank customer care executive by calling the bank’s customer care number and requesting for your SBI Credit card to be blocked. You can also visit the nearest branch of SBI and request your card to be blocked. Once that is done, you can request the bank to issue you a duplicate card.
What should I do if I find my lost credit card?
If you find your lost credit card after getting it blocked, do not use it. Make sure that you destroy the card by cutting it across the magnetic strip.
What are the Balance Transfer plans offered by SBI SImplyClick Credit Card?
There are two plans under Balance Transfer offered by SBI SimplyClick Credit Card. They are:
- You can transfer your outstanding balance to your SBI SimplyClick Credit Card where an interest rate of 0.75% p.m. will be charged for a period of three months, and a processing fee of 1.5% or Rs.199 whichever is higher.
- The other plan is where an interest rate of 1.27% p.m. will be charged for a tenure of six months, and a processing fee of 1.5% or Rs.199 whichever is higher.
How many days will it take for my outstanding balance to be transferred?
If you are transferring your outstanding amount from a Visa Credit Card, then it will take three working days for the transfer to happen. If your credit card is not a Visa Card, then the amount will be transferred within five working days.
How can I avail the Flexipay option?
You can avail the Flexipay option by logging into your SBI Card online account or by sending SMS FP to 56767 or by calling 39 02 02 02 or 1860 180 1290, if you are a BSNL or MTNL customer.
What is the repayment period under the Flexipay facility?
You can choose any one of the repayment periods under the Flexipay facility as per your convenience – six, nine, 12 and 24 months.
What is the foreign currency transaction fee charged on SimplyCLICK SBI Card?
The foreign currency transaction fee charged on this credit card is 3.50% of the transacted amount. Therefore, it is not an ideal credit card for foreign currency transactions, you can look for top cards for international use if you want to avail such benefits.
Does the SBI SimplyCLICK Credit Card provide any complimentary airport lounge access?
No, the SBI Simply Click Card doesn’t provide any complimentary airport lounge access.
Which payment method will be used for the Balance Transfer?
The Balance Transfer payment will be sent directly via NEFT to the other bank credit card account rather than by cheque.
Can I get an SBI Card with Rs. 15,000 salary?
To obtain an SBI credit card, you must have a steady source of income. The income criteria vary depending on the card’s features and specifications. You can apply for an SBI credit card with as little as INR 18,000 per month. However, income for other cards may vary depending on specifications and features.
Is SBI SimplyCLICK card lifetime free?
The annual fee is waived for the following year when you spend at least Rs. 1,00,000 in the previous calendar year. As a result, your SBI Credit Card is now a free credit card.
What is the annual membership fee of SimplyCLICK SBI Credit Card?
The annual membership fee for the SBI SimplyCLICK Credit Card is ₹499 plus taxes.
What is the validity of SimplyCLICK SBI Credit Card Reward points?
The validity of the SBI SimplyCLICK credit card reward points is 24 months from the date of reward point credit.
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