PNB RuPay Select Patanjali Credit Card

The PNB RuPay Select Patanjali Credit Card embodies riches, health, and happiness.Credit cards have developed beyond their original function as a means of payment in a time when financial transactions are ingrained into every aspect of our everyday lives. They now provide access to a world of privileged benefits that are suited to different lifestyles. In an innovative partnership, Punjab National Bank (PNB) and RuPay have come out with a credit card that not only meets your financial needs but also adheres to the Patanjali-promoted holistic wellness philosophy. Welcome to the PNB world.

Key features of PNB RuPay Select Patanjali Credit Card:

Particular	PNB Patanjali Rupay Select Credit Card
Card Type	Entry-level
Best Suited for	Loyal customers of Patanjali
Joining Fee	Rs. 500
Welcome Benefits	300+ reward points on the first usage
Best Feature	2X rewards on retail purchases

Benefits of PNB RuPay Select Patanjali Credit Card:

Movie & Dining:

Exclusive discounts and cashback deals at various eateries.

Rewards Rate:

Every Rs. 150 spent earns you two reward points and 2% cashback on Patanjali goods.

Travel:

Free access to airport lounges.

Insurance Benefits:

Get a 10 lakh rupee accidental death insurance policy.

Zero Liability Protection:

If the loss of the card is reported to the bank in a timely way, the cardholder will not be responsible for any fraudulent transactions made using the lost or stolen card.

Other Benefits:

• The annual price is Rs. 750, while the joining fee is Rs. 500.
  Card management smartphone app PNB Genie.
  If you use the credit card at least once per quarter, there is no annual charge.
  From Rs. 50,000 to Rs. 10 lakh is the credit limit.
  On retail purchases, you receive twice as many reward points.
• Earn 300+ reward points for your initial use.
• Take advantage of domestic and international lounge programmes.
  Take advantage of over 300 retailer offers.
• Receive 2% cashback on purchases over Rs. 2,500, up to a maximum of Rs. 50 per transaction, at all Patanjali locations.
• Users of PNB Patanjali RuPay Select cards would receive an additional cashback of 5-7% when they recharge using their Patanjali Swadeshi Samridhi Cards.
• Purchase personal and accidental death insurance totaling Rs. 10 lakh.

Fee’s and Charges of PNB RuPay Select Patanjali Credit Card:

Particular	Fee
Spend based Waiver	If the cardholder uses the card at least once every three months, the yearly charge for the following year is eliminated.
Rewards Redemption Fee	Nil
Foreign Currency Markup	3.5% of all foreign exchange deals.
Interest Rates	2.95% per month
Fuel Surcharge	Waiver of the 1% fuel surcharge is limited to Rs. 350 each billing cycle.
Cash Advance Charge	2% of the amount removed, capped at a certain minimum.

PNB RuPay Select Patanjali Credit Card Reward Redemption

• You can redeem the reward points you earn with this card for a variety of goods, hotel reservations, cinema tickets, DTH/mobile recharges, and many more categories.
• By login into your PNB Rewardz account, you can redeem your points.
• Re.0.5 = 1 Reward Point.
• A minimum of 500 Reward Points are required for redemption.
• Only three years from the date of accrual are the Reward Points you earn with this card still valid.

Eligibility to Apply for PNB RuPay Select Patanjali Credit Card:

To qualify for any credit card, applicants must meet certain eligibility requirements depending on their age, income, credit score, place of residence, and other variables. The following are the basic requirements that you must meet in order to be approved for the PNB RuPay Select Credit Card:

• The principal cardholder must be between the ages of 21 and 65.
• The supplemental cardholder must be between the ages of 18 and 65.
• The candidate ought to be supported financially.

Required Documents for PNB RuPay Select Patanjali Credit Card:

• Any legitimate government-issued identification or address document is acceptable.
• A PAN Card copy.
• A photo the size of a passport.
• Latest three months’ worth of pay stubs as evidence of income for salaried people.
• Latest ITR for independent contractors.

Comparison:

PNB RuPay Select Patanjali Credit Card v/s PNB RuPay Platinum Patanjali Credit Card:

	PNB RuPay Select Patanjali Credit Card	PNB RuPay Platinum Patanjali credit card
Fee	Joining Fee Rs. 500 Renewal Fee Rs. 750	Joining Fee Nil Renewal Fee Rs. 500
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	First transaction receives a 300 bonus Reward Points bonus and retail purchases made within the first 90 days earn twice as many Reward Points.	300 bonus Reward Points

PNB RuPay Select Patanjali Credit Card v/s PNB RuPay Millennial Credit Card:

	PNB RuPay Select Patanjali Credit Card	PNB RuPay Millennial credit card
Fee	Joining Fee Rs. 500 Renewal Fee Rs. 750	Joining Fee Rs. 399 Renewal Fee Rs. 999
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	First transaction receives a 300 bonus Reward Points bonus and retail purchases made within the first 90 days earn twice as many Reward Points.	For retail and online purchases, you can receive 300 additional reward points when using a card for the first time within 90 days of issuance. Within 90 days after acquiring the card, earn 2x reward points on retail purchases and online transactions (apart from cash withdrawals and petrol).

PNb RuPay Select Patanjali Credit Card v/s PNB global Gold Credit Card:

	PNB RuPay Select Patanjali Credit Card	PNB global Gold credit card
Fee	Joining Fee Rs. 500 Renewal Fee Rs. 750	Joining Fee Nil Renewal Fee Rs. 300
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	First transaction receives a 300 bonus Reward Points bonus and retail purchases made within the first 90 days earn twice as many Reward Points.	NA

Apply for PNB RuPay Select Patanjali Credit Card:

Via Offline:

Obtain a physical application form from bank staff members, fill it out, and submit it along with the necessary documentation when you visit the Punjab National Bank branch that is the closest to you.

Via Online:

You can also print off the form from the PNB Card’s official we https://pnbcard.in bsite, complete it with all the necessary information, and then take it to your nearby branch together with the necessary supporting documentation.

Contact PNB RuPay Select Patanjali Credit Card:

Via Phone:

1800 180 2222 & 1800 103 2222 (Toll Free).

Via E-Mail:

care@pnb.co.in

Conclusion:

The PNB RuPay Select Patanjali Credit Card represents the values of health, prosperity, and wellbeing and is more than just a financial tool. By selecting this card, you are beginning to live a life that is rooted in balance and vigour as well as managing your financial affairs. Why not promote wellbeing with each swipe?

F.A.Q’s:

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