- Fee’s and charges on IndusInd Bank platinum credit card:
- Key Highlights of IndusInd Bank platinum credit card:
- Benefits of IndusInd Bank Platinum credit card:
- Rewards Redemption on IndusInd Bank platinum credit card:
- Eligibility to apply for IndusInd Bank platinum credit card:
- Required Documents for IndusInd Bank platinum credit card:
- Comparison:
- Apply for IndusInd Bank platinum credit card:
- Check IndusInd Bank platinum credit card status:
- Contact IndusInd Bank platinum credit card:
- Conclusion:
- FAQS:
- Read More
In the ever-expanding world of credit cards, the IndusInd Bank Platinum Credit Card stands out as a versatile and feature-packed option. Designed to cater to the needs of discerning individuals, this credit card offers a range of benefits, including attractive rewards, exclusive privileges, and exceptional customer service. In this review, we’ll delve into the key features and benefits that make the IndusInd Bank Platinum Credit Card a noteworthy choice.
Fee’s and charges on IndusInd Bank platinum credit card:
| Type of Fee | Amount (Rs.) |
| Joining fee | Rs.3,000 |
| Annual fee | NIL |
| Interest charge | 3.83% per month |
| Cash withdrawal charges | 2.5% of the withdrawal amount or Rs.300, whichever is higher |
| Add-on credit card fee | NIL |
| Late payment charges | For outstanding balance up to Rs.100 – NIL For Rs.101 to Rs.500 – Rs.100 For Rs.501 to Rs.Rs.1,000 – Rs.350 For Rs.1,001 to Rs.10,000 – Rs.550 For Rs.10,000 to Rs.25,000 – Rs.800 For Rs.25,000 to Rs.50,000 – Rs.1.100 Above Rs.50,000 – Rs.1,300 |
| Over limit charges | 2.5% of the over limit amount subject to a minimum of Rs.500 |
| Cheque return or bounce charges | Rs.250 per return |
| Foreign currency mark-up fee | 3.5% |
| Cash payment fee (over the counter) | Rs.100 |
| Re-issue of lost or stolen card | Rs.100 |
| Duplicate statement request charge | Rs.100 per statement (beyond last 3 months) |
Key Highlights of IndusInd Bank platinum credit card:
| Card Type | Mid-level |
| Best Suited for | Dining & Lifestyle |
| Joining Fee | Rs. 3,000 |
| Renewal Fee | Nil |
| Minimum Income Requirement | Rs. 25,000 p.m. |
| Welcome Benefits | Gift certificates from Montblanc, EazyDiner, Luxe Gift Card, etc. |
| Best Feature | 150 rupees spent will get you 1.5 reward points. |
Other Highlights:
- Perks of a high-end lifestyle, such as gold classes and concierge services.
- The best possible travel and fuel advantages.
Benefits of IndusInd Bank Platinum credit card:
Welcome Benefits:
- To receive fantastic offers and savings when reserving a table at your preferred restaurant, use an EazyDiner gift voucher.
- Montblanc: Select high-end timepieces, eyeglasses, jewellery, and other items from the collection.
- Access international brands for a luxurious shopping experience with a Luxe Gift Card.
- Make bookings at The Postcard Hotel for a tranquil getaway.
- With Vouchagram, you may obtain coupons for Amazon, Ola, Biba, Apollo Pharmacy, Zee5, Big Bazaar, Flipkart, and Uber.
Golf Benefits:
- Get free instruction in golf from professionals.
- Free use of golf clubs at prestigious golf courses in Mumbai, Pune, Ahmedabad, Chennai, Delhi NCR, and other major cities
Entertainment Offers:
- With BookMyShow, you can get movie tickets for $1 off of one.
- With BookMyShow, receive up to two free movie tickets each month.
Travel Benefits:
- Utilise 600+ lounges worldwide with Priority Pass.
- With the Travel Plus Programme, receive special waivers on lounge usage fees outside of India.
- Obtain flight travel insurance to cover things like lost luggage, misplaced tickets, missing connections, etc.
Concierge Services:
Concierge services are available on:
- Hotel booking
- Pre-Trip Support
- Booking a flight
- Booking for Sports and Entertainment
- Gift and Flower Delivery
Fuel Surcharge Waiver:
Get 1% Surcharge Waiver at any gas station in India.
Auto Assist:
Use an IndusInd platinum card to get Auto Assist when you’re driving. Receive auto assistance for:
- street repair
- Supply of Emergency Fuel
- Tyre Repair Services
- missing keys
- Battery Maintenance
- Immediately Towing
- Accident Control and Medical Support
Platinum Assurance:
- With the ‘Total Protect’ programme, you can get rapid help reporting credit card fraud.
- The programme covers you for an amount up to your IndusInd credit card’s credit limit.
- The acts covered by Platinum Assurance include unauthorised
Air Accident Cover:
Get free personal accident insurance for flights up to $25,000 per person.
Other benefits:
- The cardholder receives a free membership to priority pass when they use this card.
- You are given free use of Auto Assist, which includes services like roadside assistance, emergency fuel delivery, emergency towing assistance, and much more.
You can check more on Official IndusInd Bank website.
Rewards Redemption on IndusInd Bank platinum credit card:
- For clearing balances on the card, you can exchange your reward points for cash credit.
- In one billing cycle, a maximum of 10,000 reward points may be redeemed for cash credit.
- The value of 1 RP is equal to 0.85.
- By exchanging 30,000 reward points for 1 Oberoi hotel and resort stay voucher, you can.
- Amounts up to 25,000 in Mont Blanc Vouchers can be purchased with the 27,000 reward points that have been acquired.
- Additionally, you can exchange your reward points for InterMiles. 100 InterMiles are equal to 100 RPs.
- Your reward points can be exchanged for airline miles. 100 Club Vistara Points are equal to 100 RPs.
Eligibility to apply for IndusInd Bank platinum credit card:
| Criteria | Details |
| Occupation | Salaried or Self-employed |
| Minimum Income for Salaried Applicants | Rs. 25,000 per month |
| Minimum Income for Self-employed Applicants | Rs. 25,000 per month |
Required Documents for IndusInd Bank platinum credit card:
| Proof of Identity | PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government approved photo ID proof |
| Proof of Address | Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement or any other government approved address proof |
| Proof of Income | Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement |
Comparison:
IndusInd Bank platinum credit card v/s IndusInd Bank Iconia Amex credit card
| Basis | IndusInd Bank platinum credit card | IndusInd Bank Iconia Amex credit card |
| Fee | Joining Fee Rs. 500 Renewal Fee Nil | Joining Fee Rs. 3,500 plus applicable taxes Renewal Fee Nil |
| Best Suited For | Shopping | Movies | Travel | Dining |
| Reward Type | Reward Points | Reward Points |
| Welcome Benefits | Welcome gift vouchers from Bata, Vero Moda, and Eazy Diner | You get exclusive Montblanc e-gift vouchers, Postcard hotel vouchers, and Luxe Gift cards, and vouchers from popular brands like Flipkart, Big Bazaar, and many more. |
IndusInd Bank platinum credit card v/s IndusInd Bank Platinum Select credit card
| Basis | IndusInd Bank platinum credit card | IndusInd Bank Platinum Select credit card |
| Fee | Joining Fee Rs. 500 Renewal Fee Nil | Joining Fee Rs. 999 Renewal Fee Nil |
| Best Suited For | Shopping | Shopping |
| Reward Type | Reward Points | Reward Points |
| Welcome Benefits | Welcome gift vouchers from Bata, Vero Moda, and Eazy Diner | Get great discounts at EazyDiner, and gift vouchers from BATA and Vero Moda |
IndusInd Bank platinum credit card v/s IndusInd Bank Platinum Select credit card
| Basis | IndusInd Bank platinum credit card | IndusInd Bank Pay Back credit card |
| Fee | Joining Fee Rs. 500 Renewal Fee Nil | Joining Fee Rs. 249 + GST Renewal Fee Nil |
| Best Suited For | Shopping | Movies | Shopping |
| Reward Type | Reward Points | Reward Points |
| Welcome Benefits | Welcome gift vouchers from Bata, Vero Moda, and Eazy Diner | 1,000 PAYBACK points after paying the joining fee |
Apply for IndusInd Bank platinum credit card:
You must take the following actions in order to apply for an IndusInd Bank Platinum Credit Card online:
- Visit www.indusind.com to access the official website.
- Apply now by visiting Products > Credit Card.
- Complete the online application form with your name, email address, mobile number, and other information.
- Upload identification and address verification documents.
- Choose the card you want to apply for from the top deals provided to you by IndusInd Bank, then fill out the application.
Check IndusInd Bank platinum credit card status:
Via Online:
- An applicant can check the progress of their online credit card application once they have submitted it.
- After entering all the necessary information on the bank’s website, applicants receive an application id.
- Since this is a crucial piece of information required to monitor the status of the credit card application online, it should be kept accessible and secure.
Via Offline:
There are two quick techniques to determine an IndusInd Bank credit card’s offline status. The following are two options that an applicant has:
- The status of an applicant’s credit card application can also be checked by calling the IndusInd credit card customer service number (toll-free number) at 1860 267 7777.
- Applicants can also meet a representative by going to the IndusInd bank branch that is closest to them.
Contact IndusInd Bank platinum credit card:
Via Phone:
Via E-mail:
customercare@indusind.com.
Conclusion:
The IndusInd Bank Platinum Credit Card is a commendable offering that combines convenience, rewards, and exclusive privileges. With its generous rewards program, welcome offers, travel benefits, lifestyle privileges, and robust security features, this credit card caters to the needs and aspirations of a wide range of individuals. Whether you’re a frequent traveler, a shopaholic, or someone who values financial flexibility, the IndusInd Bank Platinum Credit Card has something to offer. Consider it as a valuable addition to your wallet, unlocking a world of opportunities and rewards.
FAQS:
What should I do to ensure that my credit card application is approved?
Applying for the appropriate credit card is important. If your income is modest and you cannot afford the credit card’s yearly maintenance fee, you shouldn’t apply for a premium credit card. Your bank will reject the application after reviewing your profile.
No Records Found’ is the application status. What exactly does this status signify, please?
When you enter the incorrect reference ID or application ID, the status will be displayed. This may also occur if you add a different cellphone number than the one you registered when you first submitted the application. After then, you must wait 24 hours before checking your status again.
How long will it take the bank to complete my credit card application?
The bank will process your credit card application in 7 to 10 business days. Additionally, if the documentation are not prepared or if the bank requests that you put your application on hold, it will
Can I reapply to the bank for a credit card if my initial application was denied?
You can certainly apply for a different credit card from the same bank. An issuer of credit cards will ask you to wait six months before reapplying.
What should I do if I don’t have the application reference number?
The majority of credit card companies advise keeping the application reference number so you can check the status. You may be able to recover this by using the registered mobile number and an OTP with some banks.
How can I track the progress of my online credit card application with IndusInd Bank?
By using the application ID you were given and going to the bank’s website, you can use the internet to check the status of your IndusInd Bank credit card application.
Can I get an offline status update on my IndusInd Bank credit card application?
Yes, you can phone the toll-free customer service number or stop by the closest branch to find out the status of your IndusInd Bank credit card application offline.
Can I use BankBazaar to monitor the status of my IndusInd Bank credit card application?
Yes, you can use BankBazaar’s ‘Track Application’ option to check the status of your IndusInd Bank credit card application by providing your application ID and mobile number.
What are the best credit cards from IndusInd Bank?
Depending on your requirements and qualifying conditions, the best IndusInd Bank credit cards may change. To learn more about the available options, you can visit the bank’s website or other financial websites like BankBazaar.
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