- Features And Benefits Of Axis Bank Vistara Infinite Credit Card
- Fees And Charges On Axis Bank Vistara Infinite Credit Card
- How Much Can You Save On Your Travel Spends With Axis Bank Vistara Infinite Credit Card?
- Eligibility Criteria For Axis Bank Vistara Infinite Credit Card
- Documents Required For Axis Bank Vistara Infinite Credit Card
- How To Apply For Axis Bank Vistara Infinite Credit Card?
- Axis Bank Vistara Infinite Credit Card Application Status Online
- Axis Bank Vistara Infinite Credit Card Bill Payment
- Other Similar Credit Cards Co- Branded With Airlines
- Advantages Of Axis Bank Vistara Infinite Credit Card
- Drawbacks Of Axis Bank Vistara Infinite Credit Card
- Who Should Consider This Card?
- Comparison: Axis Bank Vistara Infinite Vs. Axis Magnus Vs. HDFC Diners Club Black
- Axis Bank Vistara Infinite Credit Card Vs. SBI Air India Signature Credit Card
- Axis Bank Vistara Infinite Credit Card Vs. HDFC Superia Card
- Axis Bank Vistara Infinite Credit Card Customer Care
- Conclusion
- FAQs
- Read More
The greatest airline co-branded credit card in India is the Axis Vistara Infinite Credit Card, which is ideal for people who love to fly business class on Vistara Airlines. The card comes with a very attractive milestone scheme that gives cardholders access to up to four business class flights year. Axis Vistara Infinite additionally offers free domestic lounge access and Vistara Gold Membership in addition to the prizes. Although the domestic travel advantages on this card are outstanding, it does not give the same international travel benefits as most cards in this cost range do, such as cheap forex markup fees or access to international lounges.
The Vistara Infinite Credit Card from Axis Bank is one of the best travel credit cards available. The credit card and its two additional variants, the Axis Bank Vistara Credit Card and Axis Bank Vistara Signature Credit Card, were introduced by Axis Bank and Vistara in July 2016.
Individuals with a range of travel preferences, including middle- and high-income professionals, are targeted by the Vistara Infinite Credit Card. It is available on the VISA platform and is compatible with all ATMs and merchant terminals that support VISA.
Features And Benefits Of Axis Bank Vistara Infinite Credit Card
The most expensive co-branded Vistara credit card offered by Axis Bank is the Vistara Infinite Credit Card. It offers a variety of travel advantages in addition to some fascinating perks in other areas. The specific traits & advantages of this card are as follows:
Welcome And Renewal Benefit
- Free Business Class Ticket Voucher after joining fee payment.
- The annual renewal charge must be paid in order to receive this benefit.
Club Vistara Membership
- Free Club Vistara Gold Membership with benefits like early check-in, more baggage space, early boarding, etc.
Reward/Club Vistara Points
- For every Rs. 200 paid, there are 6 CV Points available.
- Use CV points for upgraded tickets and award travel.
Reward Redemption
- With the Vistara Infinite credit card, you can earn rewards in the form of Club Vistara Points, which you can use to book any seat in any class through Vistara’s Cash + Points programme or to upgrade your class. However, if you use the Cash + Points programme to redeem your CV points, 1 CV point will only be worth 0.2 Re.
- Air Canada, Singapore Airlines, Japanese Airlines, Silk Air, and United Airlines are just a few of the partner airlines of Air Vistara that accept Club Vistara Points as payment.
Milestone Benefits
- Within 90 days of the card’s issuance, spend Rs. 1 lakh and receive 10,000 bonus CV points.
- Get one business class ticket after spending Rs. 2.5 lakh, Rs. 5 lakh, Rs. 7.5 lakh, and Rs. 12 lakh, respectively.
| Amount spent in a year | Reward |
| Rs. 1,00,000 (if used within the first 90 days of card issuance) | 10,000 bonus CV Points |
| Rs. 2,50,000 | 1 Business Class ticket |
| Rs. 5,00,000 | 1 Business Class ticket |
| Rs. 7,50,000 | 1 Business Class ticket |
| Rs. 12,00,000 | 1 Business Class ticket |
Other Benefits
- 6 free rounds of golf at particular golf courses
- 40% off up to Rs. 1,000 at selected Eazy Diner-affiliated restaurants
- Access to specially selected activities from the extraordinary weekends programme of Axis Bank
- Along with other insurance benefits, purchase protection coverage up to Rs. 1 lakh is available.
Insurance Benefits
| Category | Insurance Coverage |
| Purchase Protection | Rs. 1 lakh |
| Loss of travel documents | Up to Rs. 300 |
| Lost/delayed baggage | Up to Rs. 300 |
Fuel Surcharge Waiver
- All fuel transactions between Rs. 400 and Rs. 4000 at fuel stations throughout India are exempt from the 1% fuel fee.
Convert Purchases Into EMIs
- Every significant purchase of Rs. 2500 or more should be converted into Equated Monthly Instalments (EMIs).
- To activate this offer, get in touch with Axis Bank customer service.
Fees And Charges On Axis Bank Vistara Infinite Credit Card
| Type of Fee | Charges |
|---|---|
| Joining fee | Rs.10,000 |
| Add-on card joining charges | Nil |
| Add-on card annual charges | Nil |
| Finance charges | Monthly 2.95% (41.75% annually) |
| Cash payment fee | Rs.100 |
| Cash withdrawal fee | 2.5 percent of the real cash amount, subject to a minimum of 250 rupees |
| Fee for requesting a duplicate statement | Waived |
| Card replacement fee (stolen/lost/reissue) | Waived |
| Late payment charges | Nil if the bill amount is less than Rs. 100, Rs. 100 if it is between Rs. 101 and Rs. 300, Rs. 300 if it is between Rs. 301 and Rs. 1,000, Rs. 500 if it is between Rs. 1,001 and Rs. 5,000, Rs. 600 if it is between Rs. 5,001 and Rs. 20,000, and Rs. 700 if it is beyond Rs. 20,000. |
| Overlimit penalty | 3% of the entire overlimit sum, with a minimum charge of Rs. 500. |
| Fee for outstation cheque | Waived |
| Charge Slip retrieval fee | Waived |
| Cheque return fee | Rs.300 |
| Surcharge on purchase or cancellation of the railway tickets | According to the IRCTC’s official webpage |
| Foreign transaction fee | 3.5% of the total transaction price |
How Much Can You Save On Your Travel Spends With Axis Bank Vistara Infinite Credit Card?
The best perk of this credit card is that it entitles users to up to five complimentary business class tickets each year, four of which are milestone bonuses and one of which is a welcome or renewal benefit. You can obtain numerous free flights every year by charging significant amounts to your card and hitting the mentioned criteria.
To better illustrate how much you can save with this card, here is an example.
Assume that a one-way flight from Mumbai to Bengaluru will cost an average of Rs. 13,000 in Economy Standard and Rs. 24,000 in Business Value.
| Free Tickets through Milestone Privileges | ||
| Milestone | Benefit/Reward Points | Savings* |
| 2.5 Lakh | 1 Business Class Ticket | Rs. 24,000 |
| 5 Lakh | 1 Business Class Ticket | Rs. 24,000 |
| 7.5 Lakh | 1 Business Class Ticket | Rs. 24,000 |
| 12 Lakh | 1 Business Class Ticket | Rs. 24,000 |
| TOTAL SAVINGS | Rs. 96,000 | |
Savings through Reward Points
| Gaining bonus reward points after spending Rs. 1 lakh in 90 days | 10,000 CV Points |
| Reward Earning on 12 lakh rupee expenditures | 36,000 CV Points |
| Yearly rewards awarded total | 46,000 CV Points |
The same Mumbai to Bengaluru example will be used to illustrate how award flights would be granted in exchange for CV Points:
4,500 CV Points for Economy Class
Economy Plus: 7,000 CV Points
15,000 CV Points for Business Class
According to the aforementioned redemption value, customers can use 46,000 CV Points to purchase up to 10 economy class tickets, 6 premium economy tickets, and 3 business class tickets.
10 Economy Class Tickets = 13,00010 = 1,30,000 in Indian Rupees. 3 business class tickets are equal to Rs. 24,0003 (Rs. 72,000).
Consequently, a user can save about Rs. 2,26,000 if they purchase 10 economy class tickets in addition to the 4 business class tickets provided as milestone incentives.
Note: Redeeming CV Points is subject to change at Vistara Airline’s discretion and is based on information from their website. Additionally, we built our example on one-way tickets from Mumbai to Bengaluru; the savings would vary if you select flights to other locations.
Eligibility Criteria For Axis Bank Vistara Infinite Credit Card
Following is an explanation of the Vistara Infinite card’s eligibility requirements:
| Criteria | Salaried Employees | Self-Employed Individuals |
| Age | 18-70 Years | 18-70 Years |
| Income | Minimum annual income of Rs. 6,00,000 | Minimum annual income of Rs. 6,00,000 (per ITR) |
Documents Required For Axis Bank Vistara Infinite Credit Card
Apply online for an Axis Bank Vistara Infinite credit card with the required supporting documentation:
- Properly completed and signed application
- An up-to-date color portrait of the applicant.
- A photocopy of Form 60 or the PAN Card.
- The most recent Form 16 or Income Tax Return (ITR) are acceptable forms of identification.
- Proof of residence (anyone): Passport, ration card, driver’s license, telephone bill for a landline, and electricity bill.
- The list of documents above is merely illustrative. The specific documents needed may differ from case to instance.
How To Apply For Axis Bank Vistara Infinite Credit Card?
A credit card can be applied for in four different ways. You can select any of the following approaches:
- Give the following number a missed call: 7043670436.
- Send the word “VISTARA” by SMS to 5676782.
- Send a message to creditcards@axisbank.com in writing.
- Visit the Axis Bank main website.
- Applying online is the fourth option; to do so, follow these instructions:
Step 1: Visit Axis Bank’s official website. Choose Explore Products > Cards > Credit Cards > Explore All from the menu.
Step 2: A list of choices will appear. Select the Vistara Infinite Credit Card from Axis Bank. ‘Apply Now’ should be clicked.
Step 3: A message box that needs to be filled out can be found on the right pane.
Step 4: Type in your first and last names, city, state, mobile number, whether you’re a new or returning customer, and the captcha code.
Step 5: Select the “I authorize Axis Bank and……” checkbox.
Step 6: Press the “Submit” button.
You will shortly get a call from the person after this is finished. The card may then be obtained.
Offline Apply
You can also apply for the Axis Bank Vistara Infinite Credit Card in person at any Axis Bank branch.
Axis Bank Vistara Infinite Credit Card Application Status Online
You have therefore applied for the Infinite credit card and are awaiting a decision, correct? You can find out online if your card is accepted or not. By going to the Axis Bank website, you can check the status. The status can be either granted, pending for approval, or rejected because of any application-related shortcomings. To find out the status, you can also speak with the customer service representatives or the relevant branch officials.
Axis Bank Vistara Infinite Credit Card Bill Payment
Has a bill appeared that demands payment of a specific sum on or before the due date? Don’t worry; you can pay your debts using the bank’s Internet Banking service. Even other banks’ net banking services might be used for the same purpose. The card has to be added to the list of online billers. You will receive SMS alerts and even an email statement as soon as the card is added to the bill desk. These notifications will include the bill amount, due date, and minimum payment, among other information. And once you learn the deadline, paying your payments is much simpler.
Other Similar Credit Cards Co- Branded With Airlines
| Credit Card | Annual Fee | Key Feature |
| Air India SBI Signature Credit Card | Rs. 4,999 | Totally free Air India Membership in the Flying Returns frequent flyer programme |
| Kotak IndiGo Ka-ching 6E Rewards XL Credit Card | Rs. 2,500 | A set of welcome tickets costing Rs. 3,000 |
| Etihad Guest SBI Premier Credit Card | Rs. 4,999 | Free Etihad Guest Gold tier status following your first credit card transaction |
| Club Vistara SBI Prime Credit Card | Rs. 2,999 | Upon payment of an annual or renewal charge, one Premium Economy ticket will be issued. |
| Axis Bank Vistara Signature Credit Card | Rs. 3,000 | Per Rs. 200 spend, you earn 4 Club Vistara points. |
Advantages Of Axis Bank Vistara Infinite Credit Card
- Gold Tier CV Membership: In addition to the CV Points bonus offered by the card, you also receive a free membership to Club Vistara’s Gold Tier, which entitles you to 10 CV Points for every Rs. 100 you spend on Vistara.
- Good Reward Rate: On all categories of purchases with the exception of fuel, you receive 6 CV Points for every Rs. 200 you spend using the card.
- Tickets for business class: One more of the most alluring features of the Axis Vistara Infinite Credit Card is the complimentary business class ticket that you receive upon applying for the card and upon meeting the required spend-based milestones.
Drawbacks Of Axis Bank Vistara Infinite Credit Card
- Lack of Free Access to International Airport Lounges: This card’s lack of Free Access to International Airport Lounges is a significant negative. However, the card does give you two free access to domestic airport lounges each quarter.
- Foreign Currency 3.5% Markup: Despite being a premium travel credit card, transactions made with this card in foreign currencies are subject to the standard markup fee of 3.5% of the transaction value.
- High Annual cost: The Vistara Infinite Card has an annual cost of Rs. 10,000, which is slightly higher. Additionally, the card doesn’t include a spend-based annual fee waiver option.
Who Should Consider This Card?
As you are already aware, Axis Bank offers the premium travel credit card known as the Axis Bank Vistara Infinite Card. You can choose whether the Axis Bank Vistara Infinite Credit Card would be a good choice for you based on the reward rate and other perks the card provides. You enjoy domestic travel, and Air Vistara is your ideal career.
You don’t want to skimp on your travel experience, thus this card gives you a free business class ticket as a welcome perk and once you reach the required spending threshold. Along with the travel privileges that the card gives, you want to take advantage of golf benefits.
Comparison: Axis Bank Vistara Infinite Vs. Axis Magnus Vs. HDFC Diners Club Black
The attributes of Axis Vistara Infinite are contrasted with those of two other cards that provide comparable advantages in the table below:
| Parameter | Axis Bank Vistara Infinite | Axis Magnus | HDFC Diners Club Black |
| Annual Fee | Rs. 10,000 | Rs. 10,000 | Rs. 10,000 |
| Welcome Benefit | 1 free ticket in business class | One free domestic flight worth Rs. 10,000 is provided. | Annual memberships* to Club Marriott, Amazon Prime, MMT BLACK, and other services are free. |
| Reward Points | 6 CV Points for every Rs. 200 | 12 Axis Edge Reward Points for every 200 Rupees. | 5 Bonus Points for every Rs. 150 |
| Milestone Benefit | Up to 4 free business class tickets are available after spending up to Rs.12 lakh annually. | 25,000 more Axis Edge Reward Points (worth 5,000 rupees) on monthly expenditures of at least one lakh rupees. | cult.fit On monthly spending of Rs. 80,000 or more, choose between a live 1-month subscription or a Rs. 500 BookMyShow, TataCLiQ, or Ola taxis gift card. |
| Lounge Access | At certain domestic airports, access to the lounge is unlimited and free. | Priority Pass offers unlimited domestic entry and access to eight complimentary guest visits per year for overseas lounges. | Unlimited access to local and foreign lounges for both the primary and secondary cardholders |
| Complimentary Memberships | A Gold Club Vistara Membership | Priority Pass Membership | Amazon Prime, MMT Black, Times Prime, Forbes, Club Marriott, and Swiggy One |
| Foreign Exchange Mark-up Fee | 3.5% | 2% | 2% |
Axis Bank Vistara Infinite Credit Card Vs. SBI Air India Signature Credit Card
| Categories | Axis Bank Vistara Infinite Credit Card | SBI Air India Signature Credit Card |
| Joining Fees | Rs. 10,000 | Rs. 4,999 |
| Editor’s Rating | 4.1 | 3.7 |
| Key Features | Receive a free Club Vistara Membership. Get additional CV Points and up to four complimentary Business Class tickets after reaching the milestone expenditures. Free access to lounges at a few Indian airports, notably the opulent Vistara Lounge in Terminal 3 of Delhi’s Indira Gandhi International Airport Get six rounds of golf at the most beautiful locations in India for free. With Extraordinary Weekends, discover carefully chosen activities from around the globe. | Get a free membership to the Flying Returns section of the Air India frequent flyer programme. Receive 4 reward points for every Rs. 100 spent. You will earn 5,000 Reward Points as an anniversary gift each year. Receive around 100,000 additional Reward Points yearly. For every Rs. 100 spent on Air India tickets purchased through its systems, receive 30 reward points. |
| Editor’s Review | Pros 15% off at participating restaurants nationwide that are affiliated with Axis Bank Dining Delights Air Accident Cover off up to 2.5 billion rupees Up to Rs. 1 lakh in Purchase Protection Coverage Up to USD 300 Covered Cons High annual fee without opportunity for waiver No additional points are awarded for using Vistara to book flights. You are dependent upon Club Vistara Points. | Pros Earn 30 Reward Points when making reservations for yourself, and 10 Reward Points when making reservations for others. Enjoy Access to a Luxury Lounge at an International Airport Take advantage of the free Visa Lounge Access Programme at the country’s main domestic airports. Get a free Rs. 1 lakh in liability coverage for misplaced cards. Cons Fee of Rs. 4,999 for joining A yearly charge of Rs. 4,999 |
Axis Bank Vistara Infinite Credit Card Vs. HDFC Superia Card
| Categories | Axis Bank Vistara Infinite Credit Card | HDFC Superia Card |
| Joining Fees | Rs. 10,000 | Rs. 1,000 |
| Editor’s Rating | 4.1 | 3.8 |
| Key Features | Receive a free Club Vistara Membership. Get additional CV Points and up to four complimentary Business Class tickets after reaching the milestone expenditures. Free access to lounges at a few Indian airports, notably the opulent Vistara Lounge in Terminal 3 of Delhi’s Indira Gandhi International Airport Get six rounds of golf at the most beautiful locations in India for free. With Extraordinary Weekends, discover carefully chosen activities from around the globe. | Save up to Rs. 8000 a year by converting reward points into miles or vouchers for domestic flights like Jet Airways, Air India, etc. Utilise KrisFlyer, Singapore carriers’ frequent flyer programme, to exchange points for miles on more than twenty foreign carriers. Obtain 50% extra reward points when dining at fine establishments. You can get a 1% Fuel Surcharge Waiver on fuel purchases. Take advantage of revolving credit at a low interest rate. |
| Editor’s Review | Pros 15% off at participating restaurants nationwide that are affiliated with Axis Bank Dining Delights Air Accident Cover off up to 2.5 billion rupees Up to Rs. 1 lakh in Purchase Protection Coverage Up to USD 300 Covered Cons High annual fee without opportunity for waiver No additional points are awarded for using Vistara to book flights. You are dependent upon Club Vistara Points. | Pros Priority Pass membership is free. after reporting the loss, get zero liability for the stolen card Obtain a free first-year membership by making a purchase of Rs. 15,000 within the first 90 days Cons High rate of interest No privileges for golf |
Axis Bank Vistara Infinite Credit Card Customer Care
The cardholders are given 24/7 customer care service by Axis Bank. You can call their 24-hour customer service lines at 18604195555 or 1850500555 to report a lost card or for any other questions. In the event of a loss or for any other reason, you can also block your credit card through SMS. BLOCK “your 16 digit card number” must be texted to 5676782.
Conclusion
Choose the Axis Bank Vistara Infinite credit card if you frequently travel for work but don’t want to forgo an amazing travel experience. It’s crucial to remember that even though Air Vistara has just started flying internationally, you can exchange your Club Vistara Points for flights on any of Vistara’s partner airlines to fly domestically or abroad.
FAQs
What should I do if I lose my Axis Bank Vistara Infinite Credit Card?
You should inform the bank immediately if you lose your credit card. You can call on the Axis Bank Credit Card customer care and inform the representative about your loss. The representative will ask for a few details and block your card to protect it from any fraud. You can also visit any of the nearest branches of the bank and contact an executive to report your issue.
Can I convert my Axis Bank Vistara Infinite Credit Card purchases into EMIs?
Yes, you can convert your purchases of Rs. 2,500 and above into EMIs, post-purchase or at the time of purchase. To avail this facility at the time of purchase, you can check on the merchant’s website whether it offers an Axis Bank Credit Card EMI facility or not. Additionally, you can call customer care and ask the representative to convert the selected purchase into EMI.
Is there a welcome gift for Axis Bank Vistara Infinite Credit Card?
Yes. It offers one economy class flight ticket while signing up.
When is Axis Bank Vistara Infinite credit card useful?
This credit card is useful when you are earning high and fly frequently.
What is the general review of Axis Bank Vistara Infinite Credit Card?
All of the Axis Bank Vistara Infinite Credit Card reviews are of the opinion that the card is a really good companion for individuals who travel by air frequently. This is due to the fact that the credit card allows the individuals to accumulate Club Vistara points on every transaction, which can then be redeemed for free flight tickets.
What is the Axis Bank Vistara Infinite Credit Card limit?
The maximum credit card limit of the Vistara Infinite Credit Card is dependent on a multitude of factors such as the age of the applicant, their income, and their credit score, among others. Therefore, the limit tends to be different from one individual to another.
How can I increase the limit of the Vistara Infinite card?
To increase your Vistara Infinite credit card limit, you can place a request if your credit card is eligible for a limit increase. Otherwise, you will get a notification mentioning that your card is currently not eligible for limit enhancement.
How much can I spend through Axis Bank Vistara Infinite Credit Card?
It depends on the credit limit of your card. The credit limit is the sum of your outstanding balance, fees, and charges at any time. If the credit limit of your card is Rs 2,50,000 you can spend up to the same.
How to become a Club Vistara member?
Club Vistara membership is provided as a welcome bonus for purchasing an Axis Bank Vistara Infinite Credit Card. You just need to activate the membership and don’t need to apply separately.
How can I know the flights offered by Vistara?
Visit https://www.airvistara.com/in/en/flightschedule You can give the required information in the search filter and find the required information.
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