Axis Bank Neo Credit Card

The Axis Bank Neo credit card is a solid choice for individuals seeking a versatile credit card with attractive benefits and rewards. This card offers a range of features that cater to the needs and preferences of modern-day consumers, making it a convenient financial tool for daily transactions.

Key Highlights of Axis Bank Neo credit card

Card Type	Mid-level
Best Suited for	Online Shopping
Joining Fee	Rs. 250
Renewal Fee	Rs. 250
Welcome Benefits	250 rupee Amazon gift card after the initial purchase.
Best Feature	10% off of food and retail purchases

Other Key Highlights

The card provides a variety of promotions, advantages, and privileges. With this credit card, you have advantages like:

• Amazon is offering free shipping, rebates, gift cards, and entertainment deals.
• On some products, the EMI facility given includes no-cost EMIs.
• Liability insurance for lost cards is provided.
• The card offers a variety of lifestyle advantages in a number of different categories, including dining, entertainment, and shopping.

Benefits of Axis Bank Neo credit card

Lifestyle benefits on the Axis Bank Neo credit card

• Take advantage of the Axis Bank Dining Delights program’s alluring dining benefits at participating eateries in India.
• Purchase a Jabong gift card.
• Movie vouchers are another perk of the Neo Credit Card.

Reward Programs

• Earn 2 reward points through the eDGE Loyalty Programme for each Rs. 200 you spend with the Axis Bank Neo credit card.
• On the Axis Bank website, there is a special catalogue where the rewards points can be cashed.

Secured Transactions

• The credit card has an inbuilt EMV chip to increase the security of your online purchases.

Lost Card Liability

• Neo credit card holders can get 0% lost card liability insurance from Axis Bank.
• All purchases made with the card will be safe when you report it missing to the customer care department.

EMI Facility

• Transform your expensive items into equal monthly payments.
• There are 6 month to 24 month terms available.
• Any purchase that is 2,500 rupees or more can be broken up into monthly payments.

Dining Privileges

• At partner restaurants spread out over India, you can get up to 15% off your meal costs.

Offers from Axis Bank Neo credit card

Shopping Offers

• You receive a 10% discount when you shop on Myntra.com with a minimum purchase of Rs. 500.
• Get a discount of up to 20% on BigBasket purchases that are over Rs. 1,000.
• Take advantage of EMI options on a variety of Croma, Reliance Digital, and Snapdeal products.
• On transactions for cellphone recharges made using the Freecharge app or website, get up to 100% cashback.
• Get a 10% discount on purchases made on Myntra.com that total at least Rs. 500.

Movie Offers

• When you purchase movie tickets with BookMyShow, you receive a 10% discount, with monthly benefits of up to Rs. 50.

Travel Offers

• Choose simple EMI payments for your Goibibo and Yatra trip reservations.
• On your first domestic and international flight reservation made via EaseMyTrip, get a discount of up to Rs. 800.

You can check more in Axis Bank official website.

Redeeming Rewards on Axis Bank Neo credit card

The points you accumulate with your Neo credit card are valid for three years before they automatically expire. In order to redeem reward points, it is advised to keep a regular check on them.

Following are the methods to use your reward points:

• Connect to your online banking.
• ‘Account Summary’ should be chosen.
• Select ‘Axis eDGE Rewards’ from the menu.
• When you have checked the box to agree to the terms and conditions, click “Redeem Now” to see your rewards.
• Select the award category from the drop-down menu, then include them.
• When finished, click on confirm to redeem the points.

Fee’s And Charges on Axis Bank Neo credit card

Types of Charges	Amount
Joining Fees	Rs.250 (It’s Waived off if Rs.2,500 spent in 45 days)
Annual Fees	Rs.250
Add-on card fee	Nil
Cash withdrawal fees	2.5% of the transaction amount; minimum of Rs.250.
Cash payment fee at branch	Rs.100
Late payment fee	If the total due amount is: Below than Rs.100 – Nil From Rs.101 to Rs.300 – Rs.100 From Rs.301 to Rs.1,000 – Rs.300 From Rs.1,001 to Rs.5,000 – Rs.500 From Rs.5,001 to Rs.20,000 – Rs.600 Above Rs.20,000 – Rs.700
Penalty on over-limit	3% of the amount exceeding the limit (minimum of Rs. 500)
Foreign currency transaction fee	3.50% of transaction amount
Interest on cash advances	3.50% per month
Balance inquiry fee	Waived
Outstation cheque fee	Waived
Cheque return fee	Rs.300
Hotlisting fee	Nil

Eligibility to apply for Axis Bank Neo credit card

Acceptance of the Neo Credit Card

These following requirements must be satisfied in order to be eligible to apply for the Neo Credit Card:

• The primary cardholder must be between the ages of 18 and 70.
• The add-on cardholder must be at least 15 years old.
• The applicant may or may not be an Indian resident.
• *The bank retains the right to periodically and without prior notice modify the requirements for credit cards.

Required Documents for Axis Bank Neo credit card

• completed the application for a credit card.
• A duplicate of a Form 60 or PAN card.
• PAN, a driver’s licence, an Aadhaar card, etc. are examples of identity evidence.
• Income documentation such as the most recent pay stubs, a Form 16 copy, etc.
• Residence documentation, such as a passport, ration card, utility bill, or Aadhaar.
• colour passport-sized photos of the applicant.

Value Chart – Axis Bank NEO Credit Card

Power to save up to Rs. 10,000 in a calendar year.

Details	Monthly benefits (Rs.)	Annual benefits (Rs.)
Amazon Pay Voucher1		250
Zomato Voucher1		200
Blinkit gift voucher1		250
PharmEasy subscription1		249
Food ordering at Zomato	240	2880
Utility Bill Payments via Amazon Pay	150	1800
Grocery shopping at Grofers	250	3000
Movie spends on Bookmyshow	100	1200
Online shopping at Myntra2	100	1200
Edge Rewards		100
Total Benefit(Year 1)		11,129
Total Benefit(Year 2 onwards)		10,180
Annual benefits as a percentage of spends*		10%

1.Activation Benefits, applicable for first year only
2.Assuming monthly spends on Myntra as Rs. 1,000

Comparison

Axis Bank Neo credit card v/s Axis Bank Freecharge credit card

Basis	Axis Bank Neo card	Axis Bank Feecharge credit card
Fee	Joining Fee Rs. 250 Renewal Fee Rs. 250	Joining Fee Rs. 250 (plus applicable taxes) Renewal Fee Rs. 250
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	Receive free memberships to numerous partner brands, such as Zomato, Grofers, etc., as well as a Rs. 250 Amazon gift card as welcome bonuses.	Get a 350 rupee Big Basket gift card and a 350 rupee Myntra gift card.

Axis Bank Neo credit card v/s Axis Bank AURA credit card

Basis	Axis Bank Neo card	Axis Bank AURA credit card
Fee	Joining Fee Rs. 250 Renewal Fee Rs. 250	Joining Fee Rs. 749 (plus applicable taxes) Renewal Fee Rs. 749 (plus applicable taxes)
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	Receive free memberships to numerous partner brands, such as Zomato, Grofers, etc., as well as a Rs. 250 Amazon gift card as welcome bonuses.	A Rs. 750 coupon from Decathlon.

Axis Bank Neo credit card v/s Axis Bank AURA credit card

Basis	Axis Bank Neo card	Axis Bank Freecharge plus credit card
Fee	Joining Fee Rs. 250 Renewal Fee Rs. 250	Joining Fee Rs. 350 Renewal Fee Rs. 350
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	Receive free memberships to numerous partner brands, such as Zomato, Grofers, etc., as well as a Rs. 250 Amazon gift card as welcome bonuses.	You receive gift certificates worth Rs. 750.

Apply for Axis Bank Neo credit card

Through the Axis Bank website, you can submit an online application for the Neo credit card.

Through BankBazaar, you may also apply for the card entirely online. The steps that must be taken are as follows:

• Click “Check Eligibility” to see if you qualify for the card.
• Send in the data that has been requested.
• When prompted to do so, upload the documents next.
• Get the application status by using the tracking ID during the “Track Application” step.

Check Axis Bank Neo credit card status

Via Application Id

An application ID is a special number that the bank generates when you apply for a credit card. It might be 9 digits long (if you use a physical application form) or 20 digits long (if you apply online). Usually, the bank will send the number to the applicant’s registered contact information by SMS or email. Once you have it, use the procedures below to track the progress of your application.

Visit Axis Bank Credit Card in step one. Monitor the application page.

Step 2: Select the “App ID” link.

Step 3: Input the appropriate field’s “Application Reference Number”

4th step: press “Submit”

Step 5: A screen will show the progress of your Axis Bank credit card application.

Via Mobile Number

Step 1: Open your browser and navigate to the Axis Bank Credit Card – Track Your Application page at https://application.axisbank.co.in/cctracker/cctracker.aspx?cta=track-your-application-lic-cards-website.

Step 2: Select “PAN No. / Mobile No.”

Step 3: Fill up the appropriate columns with your PAN number and cellphone number (the values entered should match those on the application form).

Step 4: Select ‘Submit’.

Contact Axis Bank Neo credit card

Via Phone

• 1860 500 5555 
• 1860 419 5555

Via Email

care@freecharge.com

Conclusion

The Axis Bank Neo Credit Card blog is an exceptional resource for individuals interested in understanding the card’s features, benefits, and rewards in detail. With its well-written content, comprehensive coverage, and user-friendly interface, the blog serves as a valuable guide for those considering or already using the Axis Bank Neo Credit Card. I highly recommend visiting the blog to gain valuable insights and make informed decisions regarding this credit card.

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