- Key Highlights Of Axis Bank Freecharge credit card:
- Benefits of Axis Bank Freecharge credit card:
- Rewards and Cashback on Axis Bank Freecharge credit card:
- Redeeming Rewards on Axis Bank Freecharge credit card:
- Fee’s And Charges on Axis Bank Freecharge credit card:
- Eligibility to Apply for Axis Bank Freecharge credit card:
- Required Documents for Axis Bank Freecharge credit card:
- Comparison:
- Apply for Axis Bank Freecharge credit card:
- Check Axis Bank Freecharge credit card status:
- Contact Axis Bank Freecharge credit card:
- Conclusion:
- FAQ’s:
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In today’s digital era, credit cards have become an indispensable financial tool. They offer convenience, security, and a wide range of benefits. One such credit card that stands out is the Axis Bank Freecharge credit card. With its unique features and rewarding benefits, this card has gained popularity among customers. In this review, we’ll dive into the key features and advantages that make the Axis Bank Freecharge Credit Card an excellent choice for individuals seeking a rewarding credit card experience.
Key Highlights Of Axis Bank Freecharge credit card:
| Joining Fee | Rs.350 |
| Annual Fee | First year is free; second year costs Rs. 350 (annual fee is waived if spending Rs. 50,000 or more annually). |
| Cashback | 2% of freecharge users spend money on ola, uber, or shuttle rides each day. 1% of all other purchases |
| Welcome Benefit | Uber voucher worth Rs.350 | BookMyShow voucher worth Rs.350** |
Benefits of Axis Bank Freecharge credit card:
Due to its favourable reward rate and low annual fee, Axis Bank’s Freecharge credit card has grown in popularity. In addition, the card offers a number of unique benefits, which are detailed below:
Welcome Benefits:
When you activate your card within 30 days of card issuance, you receive vouchers from Myntra and Big Basket, each worth Rs. 350.
Milestone Benefits:
| Within a month, spend | Bonus Reward Points |
| Less than Rs. 1,999 | Zero |
| Rs. 1,999 to Rs. 4,999 | 100 Edge Rewards |
| Rs. 5,000 & above | 350 Edge Rewards |
Fuel Surcharge Waiver:
- For all fuel purchases between Rs. 400 and Rs. 4,000, the 1% fuel surcharge is waived.
- For this card, the maximum monthly fuel surcharge waiver is Rs 400.
Earn EDGE Reward Points and Milestone Rewards:
You have the opportunity to earn valuable credit card reward points with every purchase you make with the Axis Freecharge credit card, which you can then redeem for more than 500 different things.
Cashbacks:
- You can receive cashback of up to 5% when using your Axis Bank credit card on the Freecharge app to pay your monthly DTH bill, telephone bill, power bill, etc.
- Additionally, you may use your Freecharge credit card to pay for your journey using services like Shuttle, Ola, and Uber and receive 2% cashback each time.
- You can receive up to 1% cashback on all other purchases. You should keep in mind that you are limited to 150 each month in cashback rewards.
Spend Based Annual Fee Waiver:
If you spent Rs. 50,000 or more in the anniversary year prior, the annual fee is waived.
Dining out discounts:
In addition to the aforementioned features and advantages, the Axis Bank Freecharge credit card also provides enticing discounts on dining out. All participating network eateries in India are offering a 20% discount on meals.
Other Benefits:
- Take advantage of a 10% discount on Myntra.
- Earn up to 100 rupees in credit each month by using Shuttl.
- Get a credit of up to Rs. 100 each month to use on the Fresh menu.
- Annual Eros Now subscriptions are 50% discounted.
Rewards and Cashback on Axis Bank Freecharge credit card:
- You receive 5% cashback on your Freecharge app purchases.
- The following MCCs are eligible for a 2% cashback: 4121, 4131, 4111, and 7512.
- This card offers 1% cash back on all other purchases.
- Rent payments made through the Freecharge app, purchases of fuel, wallet reloads, EMI transactions, cash withdrawals, etc. do not qualify for cashback.
Redeeming Rewards on Axis Bank Freecharge credit card:
- For use in exchange for a range of goods, 1 EDGE Reward Point is equal to 0.2 rupees.
- You can use the Axis Bank mobile banking app or the Axis EDGE Rewards website to redeem the EDGE Reward Points you accrue using your Axis Bank Freecharge credit card.
- The points can be used to purchase more than 500 different items from the website.
Fee’s And Charges on Axis Bank Freecharge credit card:
| Issuance Fee | ₹250 + GST |
| Annual Fee | ₹250 + GST |
| Late Payment Charge | ₹300: Nil ₹301 to ₹500: ₹100 ₹501 to ₹1,000: ₹500 ₹1,001 to ₹10,000: ₹500 ₹10,001 to ₹25,000: ₹750 ₹25,001 to ₹50,000: ₹1,000 ₹50,001 and above: ₹1,000 |
| Overlimit Charge | min Rs.500 which means over 2.5% of overlimit cahrges |
| Physical Card issuance Fee | ₹250 + GST |
| Demand Draft | 1% (Min ₹75) |
| Minimum Amount Due | 5% from the Total Amount Due |
Eligibility to Apply for Axis Bank Freecharge credit card:
For consideration for an Axis Bank Freecharge Credit Card, applicants must meet the following requirements:
- The applicant must be older than 18 years old.
- The candidate must be an Indian citizen.
- The candidate must be supported financially.
- The candidate must have a respectable credit history.
Required Documents for Axis Bank Freecharge credit card:
| Identity Proof | Aadhar Card, Voters’ Id, PAN Card, Driving License, Passport, etc. A colored photograph of the applicant (passport-sized). |
| Address Proof | Utility bills of latest months, or Aadgar Card. |
| Proof of Income | Latest salary slips/bank statements or latest ITR. |
Comparison:
Axis Bank Feecharge credit card v/s Axis Bank Freecharge Plus credit card:
| Basis | Axis Bank Feecharge credit card | Axis Bank Freecharge Plus credit card |
| Fee | Joining Fee Rs. 250 (plus applicable taxes) Renewal Fee Rs. 250 | Joining Fee Rs. 350 Renewal Fee Rs. 350 |
| Best Suited For | Shopping | Shopping |
| Reward Type | Reward Points | Reward Points |
| Welcome Benefits | Get a 350 rupee Big Basket gift card and a 350 rupee Myntra gift card. | You receive gift certificates worth Rs. 750. |
Axis Bank Feecharge credit card v/s Axis Bank AURA credit card:
| Basis | Axis Bank Feecharge credit card | Axis Bank AURA card |
| Fee | Joining Fee Rs. 250 (plus applicable taxes) Renewal Fee Rs. 250 | Joining Fee Rs. 749 (plus applicable taxes) Renewal Fee Rs. 749 (plus applicable taxes) |
| Best Suited For | Shopping | Shopping |
| Reward Type | Reward Points | Reward Points |
| Welcome Benefits | Get a 350 rupee Big Basket gift card and a 350 rupee Myntra gift card. | A Rs. 750 coupon from Decathlon. |
Axis Bank Feecharge credit card v/s Axis Bank Neo credit card:
| Basis | Axis Bank Feecharge credit card | Axis Bank Neo card |
| Fee | Joining Fee Rs. 250 (plus applicable taxes) Renewal Fee Rs. 250 | Joining Fee Rs. 250 Renewal Fee Rs. 250 |
| Best Suited For | Shopping | Shopping |
| Reward Type | Reward Points | Reward Points |
| Welcome Benefits | Get a 350 rupee Big Basket gift card and a 350 rupee Myntra gift card. | Receive free memberships to numerous partner brands, such as Zomato, Grofers, etc., as well as a Rs. 250 Amazon gift card as welcome bonuses. |
Apply for Axis Bank Freecharge credit card:
The Bajaj Markets website does not presently offer the ability to apply for an Axis Bank Freecharge credit card.
You will be able to apply for the Freecharge credit card via the Freecharge app once you have met the requirements because it is an invite-only card.
- Install the Freecharge application.
- Navigate to the ‘Credit Card’ area.
- You will notice the banner on the Credit Card main page if you are qualified for the Freecharge Axis Bank credit card.
- To apply for an Axis Bank Freecharge credit card on the app, click the image and follow the instructions.
Check Axis Bank Freecharge credit card status:
- Visit the Axis Bank website’s official status monitoring page.
- Choose App ID from the menu.
- Type in the application ID you were given when you applied.
- The screen will display the status of your application once you submit.
Contact Axis Bank Freecharge credit card:
Via Phone:
- 1860 500 5555
- 1860 419 5555
Via E-Mail:
care@freecharge.com
Conclusion:
The Axis Bank FreeCharge Credit Card proves to be an excellent choice for individuals seeking a rewarding credit card experience. Its integration with the FreeCharge app, attractive welcome offers, reward points and cashback benefits, fuel surcharge waiver, contactless payment capability, and flexible EMI options make it a power-packed financial tool.
By leveraging these features, cardholders can save money, earn rewards, and enjoy convenient payment options. Whether it’s everyday purchases or special occasions, the Axis Bank FreeCharge Credit Card provides a host of benefits that cater to diverse financial needs. Consider applying for this credit card and unlock a world of convenience and rewards.
FAQ’s:
How long would it take Axis Bank to approve my application for a credit card?
The processing of the credit card application could take 7–10 business days. However, it could vary from applicant to applicant.
Why has Axis Bank delayed processing my credit card application?
Due to a lack of supporting documentation or an inconsistency in the data, your credit card application may be delayed. There can be further internal bank causes. To find out why the bank is on hold, contact 1-860-419-5555 or 1-860-500-5555.
Will I find out the reason why my credit card application was denied?
Yes. To find out the specifics of your application’s denial, contact the bank. You can make the necessary corrections and reapply after some time. We caution against applying too quickly after receiving a rejection, though.
What requirements must you meet in order to apply for an Axis Bank credit card?
You must be between the ages of 18 and 70 to be eligible for an Axis Bank credit card. Additionally, you need have an active credit history and be an NRI, or Non-Resident Indian.
How can I track my application for a credit card from Axis Bank?
Using Axis Bank’s online platform or by getting in touch with customer support directly, you may track your credit card application.
What is the cost of the Axis Bank FreeCharge Credit Card’s yearly fee?
The Axis Bank FreeCharge Credit Card has an annual charge of Rs. 250 plus any applicable taxes.
Is a credit card from Freecharge free?
The Axis Bank FreeCharge Credit Card has an annual fee of Rs. 250 plus any relevant taxes
How long does this card’s grace period last?
Depending on the date of the transaction, the interest-free grace period for this card typically ranges from 20 to 50 days.
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