Amazon Pay ICICI Credit Card

For Amazon Prime subscribers, the Amazon Pay ICICI Credit Card is the greatest cashback credit card to use. Along with a respectable 1% reward on all online and offline purchases, it gives significant reward of up to 5% for Amazon purchases. You may apply for the card via the Amazon website or app, and it is free for life.

A credit card with no annual or membership fees for the rest of your life. There is no maximum amount of cashback that can be earned on purchases made with the card. The card’s cashback rewards have no expiration dates and no redemption costs. If you are an Amazon Prime member, you can receive 5% expedited cashbacks on all Amazon transactions, while standard cardholders can receive 3%. Amazon.in offers free EMI plans for three and six months.

Features And Benefits of Amazon Pay ICICI Credit Card

Due to the absence of an application fee and yearly fees, the ICICI Bank Amazon Credit Card is a lifelong free credit card. With this feature of the ICICI Bank Amazon Pay Credit Card, you may avoid worrying about the yearly fee for maintaining the card’s validity. Additionally, you can increase your savings even further by applying for this Amazon Credit Card. Check out the ICICI Amazon Credit Card Benefits underneath to find out how:

• Customers of Amazon Prime will receive 5% of their Amazon.in purchases back.
• Non-prime consumers will receive 3% of their Amazon.in purchases back.
• When utilizing the card on Amazon Pay, you’ll receive 2% back at more than 100 retailers who are partners.
• Enjoy 1% cash back on all other purchases, and the money you earn will appear as Amazon Pay Balance.
• Culinary Treats Programme members can save at least 15% when eating at over 2,500 establishments throughout India.
• Get the 1% gasoline transaction surcharge waived.
• An integrated microchip on this credit card offers security against any theft or fraud.
• A 1% surcharge for fuel waiver is valid for all fuel transactions you make with this credit card.

Fees And Charges of Amazon Pay ICICI Credit Card

These are the fees and charges for using Amazon Pay ICICI Credit Card

Joining Fees	Nil
Annual Fees	Nil
Supplementary Card Fees	Nil
Minimum Repayment Amount	5%

Finance Charge

Overdue Interest on Extended Credit		Interest on Cash Advances
Monthly Rate	Annual Rate	Monthly Rate	Annual Rate
3.5% – 3.8%	42% – 45.6%	3.5% – 3.8%	42% – 45.6%

The interest rate will vary dynamically from 3.5% per month to 3.8% per month based on the customer’s behavior and performance.

Other Fees and Charges

Cash advance – transaction fee	Cash advance – transaction fee	Cash advance – transaction fee (w.e.f Feb 10, 2022)
	On all Cards – 2.50% on advanced amount, subject to minimum of Rs 300-1.99% on advanced amount, subject to minimum of Rs 300.Withdrawal fee is Nil.On Easy Deposit Card – Nil for cash withdrawals at ICICI Bank ATMsOn Cash Card – Rs 151 per transaction.	On all Cards – 2.50% on advanced amount, subject to minimum of Rs 500
Dial-a-draft – transaction fee	3% of the draft value amount subject to a minimum fee of Rs 300
Late payment charges	The Late Payment charges on your card will be a function of the Total Amount Due and will be as follows:
	Total Amount Due	Late Payment Charges	Late Payment Charges (w.e.f Feb 10, 2022)
	Less than Rs 100	None	None
	Between Rs 100 – Rs 550	Rs 100	Rs 100
	Between Rs 501 – Rs 5,000	Rs 550	Rs 500
	Between Rs 5,001 – Rs 10,000	Rs 550	Rs 750
	Between Rs 10,001 – Rs 25,000	Rs 750	Rs 900
	Between Rs 25,001 – Rs 50,000	Rs 750	Rs 1000
	More than Rs 50,000	Rs 750	Rs 1200
Over-limit charges	2.50% on the over-limit amount (subject to a minimum of Rs 550)
Return of cheque	Charges for Return of cheque	Charges for Return of cheque (w.e.f Feb 10, 2022)
	2% of Total Amount Due (Min. Rs 450) #	2% of Total Amount Due (Min. Rs 500) #
Auto-Debit return fee	Charges for Auto-Debit return fee	Charges for Auto-Debit return fee (w.e.f Feb 10, 2022)
	2% of Total Amount Due (Min. Rs 450) #	2% of Total Amount Due (Min. Rs 500) #
Fee on cash payment at branches	Rs 100 per payment transaction
Outstation cheque processing fee	1% of the cheque value, subject to a minimum of Rs 100
Duplicate statement request (beyond 3 months)	Rs 100
Card replacement fee	Rs 100
Cheque / Cash pick-up fee	Rs 100 per pick-up
Charge slip request	Rs 100 per charge slip
Foreign currency transactions	Mark-up of 3.50%. A refund initiated by the customer on similar Foreign Currency transactions will also attract a 3.5% Markup fee.
Rent Pay Transactions (w.e.f. Oct 20,2022)	1% fee on transaction amount
Fuel surcharge	Surcharge waiver of 1% of transaction value on all petrol pumps on select cards.
Goods and Services Tax (GST)	Effective 01 July 2017, the Goods and Services Tax (GST) will be applicable instead of Service Tax. GST may be applicable from time-to-time, presently the GST rate for banking and financial services is at 18% (applicable on all fees, interest, surcharge and other charges).

Amazon Pay ICICI Credit Card Eligibility

Only eligible Amazon customers are eligible for this card, and it is only issued based on a set of criteria established by the bank. Instructions on how to apply for an Amazon Pay ICICI Bank Credit Card will only be offered to chosen consumers. Instructions both Amazon and ICICI Bank will be sent to their email address. An Amazon account would be used to apply the card. The following details the qualifying requirements for Amazon Pay with an ICICI credit card:

• The age range for applicants is 18 to 60.
• The ICICI Bank Amazon Pay credit card is only available to self-employed or salaried applicants.
• The applicant’s current address must be in an area that the ICICI Bank can serve.
• The applicant must have an average monthly earnings of Rs. 30,000 for non-ICICI customers or Rs. 25,000 for ICICI customers.

Documents Required for Amazon Pay ICICI Credit Card

For use with the Amazon Pay ICICI credit card, the following credentials are necessary:

Identity Proof	Aadhaar card PAN card Voter’s ID Passport Driving License Job card issued by NREGA Overseas Citizen of India Card Government approved identity proof UIDAI-issued letter
Address Proof	Electricity bill Water bill Ration card Job card issued by NREGA Registration document of the property Utility bill not more than three months Bank Account Statement Government approved address proof
Income Proof	Salary slips (not more than three months old) Form 16 of latest year Bank statement of last three months

Should You Get Amazon Pay ICICI Credit Card?

For people who primarily purchase on Amazon, the Amazon Pay ICICI Credit Card is a respectable choice. Each purchase made by an Amazon Prime member receives a 5% reward. If you are an Amazon non-prime member, the cashback is merely 3%. On the other side, cardholders receive 1% reward on all other purchases and 2% cashback from Amazon Pay partner businesses.

The card will only make sense, in fact, if you do the majority of your online purchasing on Amazon. Along with having no joining or yearly fees, it also offers numerous discounts and cashback perks. However, except than shopping, there are no additional benefits like travel or entertainment.

If you frequently purchase online and are an Amazon aficionado, you should think about getting this card. It will be more than worthwhile for you to get the card if you anticipate using its perks.

PROS	CONS
5% cashback for Amazon Prime and 3% cashback for Amazon Non-Prime Members 1% cashback offered on all general transactions 2% cashback on Amazon Pay partner merchants No annual or joining fee There are no limits on earnings and no minimum redemption amount or fees on redeeming earnings	Zero benefits on travel, entertainment or any other category apart from shopping Not suited for international usage as foreign currency mark-up fee is high (3.5%) No rewards, air miles or lounge access benefits Non-Amazon users can get better benefits on other cashback credit cards like Axis Bank ACE Credit Card or Cashback SBI Card

Cards Similar To Amazon Pay ICICI Bank Credit Card

Credit Card	Annual Fee	Comparative Feature
Cashback SBI Card	Rs. 999	5% cashback across all online transactions without any merchant restrictions
Flipkart Axis Bank Credit Card	Rs. 500	Up to 5% cashback on your spends
Axis Ace Credit Card	Rs. 499	Unlimited 5% cashback on bill payments, DTH, and mobile recharges via Google Pay
HSBC Cashback Credit Card	Rs. 750	1.5% cashback on all online spends* and 1% on all other spends
Standard Chartered Super Value Titanium Credit Card	Rs. 750	5% cashback on fuel, phone and utility bills

How To Apply For Amazon Pay ICICI Credit Card?

Here are the instructions on how to apply for an ICICI credit card using Amazon Pay:

• The Amazon Pay ICICI Bank Credit Card initially was only available via invitation to a restricted group of users. Customers of ICICI who were accessing the Amazon.in phone application received the invitation via email and push notifications from the Amazon app.
• When a customer meets the requirements, they may submit applications for the card. At first, the client will receive a digital card that is ready for usage. After that, a courier service will send the actual card out.
• However, a person can also go to the ICICI Bank website and the ‘Product’ page on Amazon Pay ICICI Credit Bank. He or she can select the ‘Apply Now’ option from this page.
• The page will redirect to Amazon.in, where a person can find out if they qualify using the credit card.
• As an alternative, someone can access the Amazon.in application on their smartphone (or web browser) by opening it, then selecting the ‘Amazon Pay’ option from the main menu. He or she may do so here and then submit an application as necessary.
• In the following months, additional clients will also be able to use the credit card.

Amazon Pay ICICI Bank Credit Card Offers 

Users of Amazon Pay with ICICI Bank Credit Cards have access to a variety of temporary promotions in addition to exclusive deals and discounts on Amazon. These can be found in a variety of high-end stores, like Sony, Flipkart, Samsung, including many others. There are also some offers like

• Flat Rs. 150 off on your bill payment or first shopping on Amazon
• 20% back up to Rs. 250 on your electricity bill payment
• 50% back up to Rs. 100 on your prepaid mobile recharge
• 25% back up to Rs. 300 on your postpaid mobile bill payment
• 10% back up to Rs. 125 on gas cylinder payments
• 25% back up to Rs. 350 on your broadband bill payment
• 25% back up to Rs. 100 on your DTH recharge

How Does Amazon Pay ICICI Credit Card Works?

The following is a list of the Amazon Pay ICICI Credit Card’s features:

• Offers 2.00% rewards when using this card to make purchases at more than 100 partner merchants
• offers non-Amazon Prime members 3.00% return on Amazon India
• offers cashback in the amount of 1.00% on all transactions, including meals, travel, insurance payments, and shopping.
• enables users to access the redemption portion of the catalogue with auto products by logging into the PAYBACK website or app.

Amazon Pay ICICI Bank Credit Card Bill Payment

You can use any payment method you like to use to make an ICICI Credit Card Online Payment. However, there will be an additional cost if you pay the ICICI Amazon Pay Credit Card Bill with cash or a cheque. As a result, you should attempt to pay your credit card bill online. You may use this to pay your bill.

• ICICI Net Banking
• ICICI Mobile Banking
• Other Payment Gateway
• NEFT
• IMPS
• Billdesk

You would get an SMS when the bill generated, detailing the total dues, the minimum due, the payment due date, etc. As a result, you can maintain a balance large enough to make payments yourself via online banking or smartphone banking.

If you have other banking options but not ICICI Bank’s online banking or mobile banking, you can utilize those to add the card first before receiving an SMS when the bill is generated. As a result, you can make the payment as necessary.

Enquiry

You can contact Amazon or ICICI Bank directly in case of any need.

Amazon Pay ICICI Bank Credit Card Customer Care Number 

You can call ICICI Bank Credit Card customer service at 1800 1080 with any questions you have about your Amazon Pay ICICI Bank Credit Card. 1860 120 7777 is their back-up customer service number. When travelling abroad, you can reach them at +91-22-33667777.

Alternatively, if you’d prefer to write down your questions or complaints, you may submit an email to customer.care@icicibank.com.

ICICI Phone Banking Center, ICICI Bank Tower, 
7th floor, Survey no: 115/27, Plot no. 12,
Nanakramguda, Serilingampally,
Hyderabad – 500032.

Amazon ICICI Credit Card Status

Following the completion of your online Amazon Pay ICICI Card application, you can check the status of your application You may also contact the Amazon Pay ICICI credit card support line at 1800 102 0123 from your registered mobile number to check the status of your Amazon ICICI credit card.

Amazon ICICI Credit Card Vs. Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card may be the ideal substitute for Amazon Pay ICICI Card. This credit card should be taken into consideration if you use Flipkart more frequently than Amazon because it provides a cashback rate of 5% on Flipkart in addition to top retailers like Myntra, 2GUD, and others. Let’s examine how they differ from one another:

Basis Of Difference	Amazon Pay ICICI Bank Credit Card	Flipkart Axis Bank Credit Card
Annual Fee	Nil	Rs. 500
Extra Cashback	Extra Cashback for Prime Members	Same Cashback rate for all users
Universal Cashback	1%	1.5%
Cashback on Partner Brands	2% cashback on Amazon Pay partner merchants	4% cashback with Flipkart’s partner brands
Lounge Visit	No complimentary lounge visit	4 complimentary visits per year to domestic airport lounge
Fuel Surcharge Waiver	1% fuel surcharge waiver across all petrol pumps	1% fuel surcharge waiver up to Rs.500 / month

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