There are so many types of SBI credit card. The market is flooded with credit cards, making it difficult to choose the best one. One of India’s top banks, State Bank of India (SBI), provides a variety of credit cards to meet customers’ various needs and lifestyles. To assist you in making an informed choice, we will examine some of the top SBI credit cards and highlight their distinctive qualities in this post.
SBI SimplySave credit cards:
This card is fantastic for those salaried people who do small to large purchases every day. With the SBI Simply Save Credit Card, you may increase your rewards up to ten times, regardless of whether you’re buying groceries or paying for a movie.
Reward points for every purchase:
You receive reward points that may be used towards future purchases when you use your SBI SimplySave Credit Card to make purchases from [insert retailer name here].
Welcome Reward points:
The SBI SimplySave Card offers a credit reward of 2,000 points within the first two months as a welcome incentive. So, for every Rs. 50 you spend, you get 50 reward points.
Add-on credit cards:
You and your family members can add up to three more credit cards with the SBI SimplySave Card.
SBI Simply Click Credit Cards:
One of the most widely used credit cards in India is the SBI Simply Click card. They provide a variety of advantages and incentives, such as:
Rewards on online shopping:
When you shop online at well-known stores like Amazon, Flipkart, and Snapdeal, you’ll receive 1% cashback. Additionally, when you make purchases from a partner website instead of a non-partner website, you receive a 10X credit reward.
Fuel surcharge waiver:
There is no additional fee when using your Simply Click Credit Card to pay for fuel at petrol stations all around India! This applies to purchases made by cardholders who have an SBI Simply Click Credit Card from the State Bank of India (SBI), both for petrol and diesel. Additionally, you become qualified for a 1% fuel fee waiver on any transactions up to Rs 300 relating to fuel.
Cash Back on movie tickets:
You can receive up to Rs 100 cashback each movie ticket purchased through PVRCinema’s website or mobile app when you use your Simply Click Credit Card to pay for them!
SBI Prime credit cards:
This SBI Prime credit card is the best option for people who enjoy travelling and shopping a lot. You will undoubtedly have wonderful experiences, from fantastic reward points to lifestyle benefits.
Welcome gifts:
When you open a new SBI credit card, you will get a welcome gift. The value of this gift varies depending on which card you choose and how much money you deposit in your account at the time of applying for the card.
Cashback on fuel:
- On fuel purchases made with your SBI Prime Credit Card, you can accrue reward points.
- The number of points gained varies depending on the type of fuel and its price; for instance, if you spend Rs. 50 on petrol at a station where a litre costs Rs. 45, you’ll receive 2% cashback (or 1% if you pay with a debit card).
- Diesel will receive 4% payback if purchased at an establishment where it costs Rs 51 or more per litre (or less than Rs 50 but higher than 44), 5% if it costs between Rs 44 and 50 per litre, and 6% if it costs between Rs 41 and 45 per litre, respectively.
Rewards on dining:
When using their SBI Prime Credit Cards to make dining out purchases at establishments across India that accept payments using Paytm’s wallet service, consumers are eligible to earn up to 1 point 100 rupees each rupee spent.
AirIndia SBI Signature Credit Cards:
Free lounge access, free travel insurance, and incentives on airline tickets are all features of Air India Signature Credit Cards. There are three variations of the Air India Signature Credit Cards: Platinum, Gold, and Silver.
- With this credit card, the cardholder is granted free access to lounges at all domestic airports in India.
- When you use your Air India Signature Platinum Credit Card for purchases totaling Rs 2 lakh or more in a calendar year, you’ll receive perks like a complimentary companion ticket and complimentary travel insurance coverage for up to Rs 10 lakhs against death, disability, and luggage loss.
- No annual charge if you use your Air India Signature Gold Credit Card to make monthly purchases of Rs. 25000; 2% cashback when you use your Air India Signature Silver Credit Card to make flight bookings through the MakeMyTrip website or app.
You can also visit SBI official website to apply for the credit cards of your choice.
Conclusion:
As you can see, SBI credit cards provide a variety of advantages that will undoubtedly simplify your life. They have fantastic rewards programs and are simple to use. We urge you to join up for one right away if you haven’t already.
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You can also know more about other company credit cards as well:
I am a engineering student studying at Nimra college of engineering and technology(NCET)