PNB Global Gold Credit Card

The PNB Global Gold Credit Card is a symbol of financial flexibility and distinctive perks in the dynamic world of credit cards, where innovation meets convenience. This credit card is offered by the Punjab National Bank (PNB), one of India’s top public sector banks, and offers a wide range of features designed to meet the various demands and aspirations of contemporary consumers. Everyone can benefit from the PNB Global Gold Credit Card, whether they are a frequent traveller, shopper, or lover of good dining.

Key Features of PNB Global Gold Credit Card:

Fee	Joining Fee Nil Renewal Fee Rs. 300
Best Suited For	Shopping
Reward Type	Reward Points
Welcome Benefits	NA

Benefits of PNB Global Gold Credit Card:

Concierge Benefits:

The 24 hour concierge desks that the Punjab National Bank offers can be useful to you in the following ways. Call 1800-2100-131 to take advantage of:

• Reservations and advice for restaurants.
• Aid before leaving.
• Booking of a hotel or flight.
• Gifts and flowers.
• Bookings for events.
• Immediate medical assistance.

Fuel Surcharge Waiver:

• For fuel purchases between Rs. 400 and Rs. 3,000, there is a 1% fuel surcharge remission at every petrol station in India.

Credit Card Rewards:

• Per Rs. 100 spent on retail goods, one reward point is earned.
• 50 more RPs when registering for an e-bill.
• Fuel purchases, jewellery purchases, and cash withdrawals do not earn reward points.
• The three-year expiration date applies to the reward points.

Add-On Cards:

• You may request up to two add-on cards for your parents, adult children, and spouse when you apply for a PNB Global Gold Credit Card.
• They would be able to take use of the advantages provided by a PNB Global Gold Credit Card by using these Add on cards.

Utility Bill Payment Facility:

• Utilising their PNB Global Gold Credit Card, cardholders can utilise this option to pay their utility bills, such as phone and energy bills, among others.

VISA Bill Pay:

• By using the VISA Bill Pay service, cardholders can quickly and easily pay their invoices.

Hotel Benefits:

• Owners of PNB Global Gold Credit Cards are eligible for discounts ranging from 10% to 25% on lodging, meals, and beverages at Sarovar Hotels.

Ayurvedic Benefits:

• PNB Global Gold Credit cardholders are eligible for a 10% MRP discount at Kairali Ayurvedic Group locations.

Fee’s and charges of PNB Global Gold Credit Card:

Type of Charge	Amount
Joining Fee	Rs.300
Fees for Renewal	Nil
Annual Fees for Add on Card	Nil
Fees for Add-on Card	Nil
Annual Fees	Rs.300
Charges for Cash Advance Transaction in ATMs of PNB Bank	Rs.50 or 2 percent of the withdrawn amount, whichever has the higher value
Interest Rate Per Month or Finance Charges on cash withdrawn, revolving credit or overdue amount	2.45 percent every month
Charges for Cash Advance Transaction Overseas	Rs.150 or 2 percent of the withdrawn amount, whichever has the higher value
APR (Annualized Percentage Rate) on Revolving Credit	29. 81 percent per annum

Eligibility to Apply for PNB Global Gold Credit Card:

To qualify for any credit card, applicants must meet certain eligibility requirements depending on their age, income, credit score, place of residence, and other variables. The following are the basic requirements that you must meet in order to be approved for the PNB RuPay Select Credit Card:

• The principal cardholder must be between the ages of 21 and 65.
• The supplemental cardholder must be between the ages of 18 and 65.
• The candidate ought to be supported financially.

Required Documents for PNB Global Gold Credit Card:

• Any legitimate government-issued identification or address document is acceptable.
• A PAN Card copy.
• A photo the size of a passport.
• Latest three months’ worth of pay stubs as evidence of income for salaried people.
• Latest ITR for independent contractors.

Comparison:

PNB RuPay Global Gold Credit Card v/s PNB RuPay Millennial Credit Card:

	PNB RuPay Global Gold Credit Card	PNB RuPay Millennial credit card
Fee	Joining Fee Nil Renewal Fee Rs. 300	Joining Fee Rs. 399 Renewal Fee Rs. 999
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	N/A	For retail and online purchases, you can receive 300 additional reward points when using a card for the first time within 90 days of issuance. Within 90 days after acquiring the card, earn 2x reward points on retail purchases and online transactions (apart from cash withdrawals and petrol).

PNB RuPay Global Gold Credit Card v/s PNB RuPay Select Patanjali Credit Card:

	PNB RuPay Global Gold Credit Card	PNB RuPay Select Patanjali Credit Card
Fee	Joining Fee Nil Renewal Fee Rs. 300	Joining Fee Rs. 500 Renewal Fee Rs. 750
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	N/A	First transaction receives a 300 bonus Reward Points bonus and retail purchases made within the first 90 days earn twice as many Reward Points.

PNB RuPay Global Gold Credit Card v/s PNB RuPay Platinum Patanjali Credit Card:

	PNB RuPay Global Gold Credit Card	PNB RuPay Select Patanjali Credit Card
Fee	Joining Fee Nil Renewal Fee Rs. 300	Joining Fee Nil Renewal Fee Rs. 500
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	N/A	300 bonus Reward Points

Apply for PNB Global Gold Credit Card:

Via Offline:

Obtain a physical application form from bank staff members, fill it out, and submit it along with the necessary documentation when you visit the Punjab National Bank branch that is the closest to you.

Via Online:

You can also print off the form from the PNB Card’s official website https://pnbcard.in , complete it with all the necessary information, and then take it to your nearby branch together with the necessary supporting documentation.

Contact PNB Global Gold Credit Card:

Via Phone:

1800 180 2222 & 1800 103 2222 (Toll Free).

Via E-Mail:

care@pnb.co.in

Conclusion:

The PNB Global Gold Credit Card is a shining example of convenience, luxury, and financial empowerment in the world of credit cards. This card is made to improve your lifestyle and elevate your experiences thanks to its wide selection of benefits, which range from shopping discounts to travel incentives. With each purchase made with this credit card, a new universe of possibility opens up for you as you travel the world or indulge in your passions. Accept the PNB Global Gold Credit Card’s brilliance and accept a life of unrivalled financial convenience.

F.A.Q’s:

Read More:

Axis Bank Neo Credit Card	Axis Bank Select Credit Card	IDFC FIRST Classic Credit Card
How to activate HDFC credit card	SBI Card Pulse	HDFC Regalia Credit Card
HDFC MoneyBack Credit Card	Axis Bank Magnus Credit Card	SBI Prime Credit Card