PNB Global Platinum Credit Card

Credit cards are now more than just a practical way to make payments in today’s fast-paced world; they also provide access to a wide range of incentives and advantages. A credit card that will improve your financial experience is the PNB Global Platinum Credit Card, which is provided by Punjab National Bank (PNB). We’ll go into detail about the PNB Global Platinum Credit Card’s remarkable features, benefits, and privileges in this article.

Key Features of PNB Global Platinum Credit Card:

Fee	Joining Fee Nil Renewal Fee Rs. 500
Best Suited For	Shopping
Reward Type	Reward Points
Welcome Benefits	NA

Benefits of PNB Global Platinum Credit Card:

Joining and Renewal Fee Waiver:

The following requirements must be met in order to waive the Rs. 500 renewal fee for this card:

• If the credit limit has been exceeded due to excessive card usage during the previous year.
• Every quarter, there should be at least one retail transaction.
• There shouldn’t have ever been an abnormal account in the past.

Fuel Surcharge Waiver:

• 1% of all transactions between Rs. 400 and Rs. 3,000 at all Indian petrol stations are exempt from the fuel fee.

Worldwide acceptance:

• In India, there are over 30,000 ATMs and over 3,80,000 merchant locations that accept the PNB Global Platinum Credit Card.
• This credit card is accepted at 1 million Visa ATMs and 29 million merchant locations worldwide.

An all-purpose credit card:

• The PNB Global Platinum Credit Card is a versatile credit card that may be used for refuelling, travelling, dining, shopping, and other expenses.

Rewards Program:

• With the PNB Global Platinum Credit Card, customers can get 1 reward point for every Rs 100 spend.
• PNB’s rewards programme offers attractive items that may be purchased with accumulated points.
• Customers who use the Platinum card for retail purchases receive 2 reward points for every Rs 150 spent.

Lost Card Liability:

• Any credit card loss should be reported right away to the PNB credit card customer service line, which is open 24/7.
• For any subsequent fraudulent transactions, PNB offers lost card liability protection.

Utility Bill Payments:

• Owners of PNB Global Platinum Credit Cards can conveniently pay their electricity and phone bills on the Visa Bill pay website.

You can check more in PNB Official site.

Fee’s and Charges of PNB Global Platinum Credit Card:

Type of charge	Fee
Primary Cards – Annual Fees	Rs. 500 The annual fee will not be levied if the credit card has been taken against a fixed deposit.
Add-on Cards – Annual Fees	Nil
Primary Cards – Joining Fees	Rs. 500 The joining fee will not be levied if the credit card has been taken against a fixed deposit.
Add-on Cards – Joining Fees	Rs. 500 This fee will not be levied if the credit card has been taken against a fixed deposit.
Renewal Fees	Nil
Revolving Credit – Annualized percentage rate	29.81% per annum 19.56% per annum for credit cards taken against a fixed deposit.
Finance charges – Interest rate per month on revolving credit, amount overdue and cash withdrawals.	2.45% per month 1.5% per month for credit cards taken against a fixed deposit.
Cash advance transaction charges – At PNB ATMs	2% of the amount withdrawn or Rs.50, whichever is higher.
Cash advance transaction charges – At Other ATMs	2% of the amount withdrawn or Rs.75, whichever is higher.

Eligibility to Apply for PNB Global Platinum Credit Card:

To qualify for any credit card, applicants must meet certain eligibility requirements depending on their age, income, credit score, place of residence, and other variables. The following are the basic requirements that you must meet in order to be approved for the PNB RuPay Select Credit Card:

• The principal cardholder must be between the ages of 21 and 65.
• The supplemental cardholder must be between the ages of 18 and 65.
• The candidate ought to be supported financially.

Required Documents for PNB Global Platinum Credit Card:

• Any legitimate government-issued identification or address document is acceptable.
• A PAN Card copy.
• A photo the size of a passport.
• Latest three months’ worth of pay stubs as evidence of income for salaried people.
• Latest ITR for independent contractors.

Comparison:

PNB RuPay Global Platinum Credit Card v/s PNB RuPay Millennial Credit Card:

	PNB RuPay Global Platinum Credit Card	PNB RuPay Millennial credit card
Fee	Joining Fee Nil Renewal Fee Rs. 500	Joining Fee Rs. 399 Renewal Fee Rs. 999
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	N/A	For retail and online purchases, you can receive 300 additional reward points when using a card for the first time within 90 days of issuance. Within 90 days after acquiring the card, earn 2x reward points on retail purchases and online transactions (apart from cash withdrawals and petrol).

PNB RuPay Global Platinum Credit Card v/s PNB Global Gold Credit Card:

	PNB RuPay Global Platinum Credit Card	PNB RuPay Select Patanjali credit card
Fee	Joining Fee Nil Renewal Fee Rs. 500	Joining Fee Rs. 500 Renewal Fee Rs. 750
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	N/A	First transaction receives a 300 bonus Reward Points bonus and retail purchases made within the first 90 days earn twice as many Reward Points.

PNB RuPay Global Platinum Credit Card v/s PNB RuPay Platinum Patanjali Credit Card:

	PNB RuPay Global Platinum Credit Card	PNB RuPay Platinum Patanjali credit card
Fee	Joining Fee Nil Renewal Fee Rs. 500	Joining Fee Nil Renewal Fee Rs. 500
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	N/A	300 bonus Reward Points

Apply for PNB Global Platinum Credit Card:

Via Offline:

Obtain a physical application form from bank staff members, fill it out, and submit it along with the necessary documentation when you visit the Punjab National Bank branch that is the closest to you.

Via Online:

You can also print off the form from the PNB Card’s official wehttps://pnbcard.in/bsite, complete it with all the necessary information, and then take it to your nearby branch together with the necessary supporting documentation.

Contact PNB Global Platinum Credit Card:

Via Phone:

1800 180 2222 & 1800 103 2222 (Toll Free).

Via E-Mail:

Conclusion:

The PNB Global Platinum Credit Card is evidence of Punjab National Bank’s dedication to giving its clients a superior banking experience. This card has benefits for everyone, whether you’re a frequent traveller, a shrewd shopper, or someone who values special privileges. To fully enjoy the benefits of the card, however, it is essential to read the terms, conditions, and associated costs before applying.

You can open up a world of possibilities, benefits, and conveniences by matching your spending patterns and lifestyle with the features of the PNB Global Platinum Credit Card. As you begin using this card, keep in mind that prudent credit card use is essential to maximising rewards and preserving a sound financial situation.

F.A.Q’s:

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