PNB RuPay Platinum Patanjali Credit Card

Our financial practises are also continually changing in a world that is changing all the time. A special breed of credit cards developed to fulfil particular consumer needs has emerged as a result of the fusion of financial convenience and lifestyle options. The PNB Patanjali RuPay Platinum Credit Card is one such innovation; it is a standout product that not only makes financial transactions easier but also encourages holistic well-being. We’ll explore the features and advantages that set this credit card apart from the competition in this article.

Key Highlights of PNB RuPay Platinum Patanjali Credit Card:

Particular	PNB Platinum Patanjali Rupay Credit Card
Card Type	Entry-level
Best Suited for	Loyal customers of Patanjali
Joining Fee	Nil if card is used once in a quarter
Welcome Benefits	300+ reward points on the first usage
Best Feature	2X rewards on retail purchases

Benefits of PNB RuPay Platinum Credit Card:

The following characteristics and advantages apply to the Patanjali RuPay Platinum Card:

• If the card is used within one quarter, there are no joining or annual fees.
• PNB Genie is a specific mobile application for managing the card.
• The card provides all-inclusive insurance protection.
• 2% cashback on all purchases made at Patanjali stores using a Patanjali Platinum card and totaling at least Rs. 2500, with a minimum transaction of Rs.
• a 5%–7% extra reward on recharges made with a PNB–Patanjali credit card.
• With the PNB Patanjali RuPay Platinum card, more than 300 merchant deals are available.

Redeeming Rewards on PNB RuPay Platinum Credit Card:

Observe the instructions below:

• By providing your User Name, Password, and Captcha Code, you can log into your PNB Credit Card Account.
• The Rewardz tab will appear on the left menu.
• The webpage for PNB Rewardz will be redirected to you.
• View your reward points’ availability and begin redeeming them here.

Fee’s and Charges of PNB RuPay Platinum Credit Card:

Type of Fee or Charge	Amount
Joining Fee	1)Rs. 500 (PNB Patanjali Rupay Select Credit Card) 2)Nil if card is used once in a quarter (PNB Patanjali Rupay Platinum Credit Card)
Annual/ Renewal Fee	Nil if card is used once in a quarter
Finance Charges	2.95% p.m. (35.89% p.a.)
Late Payment Charges	For Outstanding Balance: 1)Below Rs. 1,000: Nil 2)Rs. 1,001 to Rs. 5,000: Rs. 500 3)Rs. 5,001 to Rs. 10,000: Rs. 600 4)Above Rs. 10,000: Rs. 750

PNB RuPay Platinum Patanjali Credit Card:

In general, customers of the PNB RuPay Platinum Patanjali credit card receive credit limits ranging from Rs. 25,000 to Rs. 5 lakhs. Depending on their past payment history and annual income, it may be more or less for certain cardholders. You will undoubtedly receive a very good credit limit if you have a significant annual income and an excellent credit score, but you might have a lesser credit limit if those factors are weaker. But after you improve your credit score or your salary, your card issuer will probably provide you a bigger credit limit. Contact your credit card company if you’re unhappy with the credit limit you’ve been given on this card.

Eligibility to apply for PNB RuPay Platinum Patanjali Credit Card:

The following qualifications apply to the PNB Patanjali RuPay Platinum card:

• The applicant must be at least 21 years old and no older than 70.
• Either the candidate is employed on a salary or they are self-employed.
• If the candidate is a PNB client, he must make a minimum of Rs. 2.50 lakh annually.
• If the candidate is not a PNB client, he must make a minimum of Rs. 3.50 lakh annually.

Required Documents for PNB RuPay Platinum Patanjali Credit Card:

Category	Documents to be submitted
Proof of residence	You can submit any one of the following documents: 1)Driving Licence 2)Passport 3)Aadhaar Card 4)Voter ID Card 5)The applicant should have a minimum income of Rs.3.50 lakh if he is not a PNB customer.
Proof of address	You can submit any one of the following documents: 1)PAN Card 2)Aadhaar Card 3)Driving License 4)Passport 5)Voter ID Card
Other documents	1)Photocopy of your PAN Card 2)Colour photographs 3)Bank statement, latest pay slip, Form 16, or IT return as proof of income

Comparison:

PNB RuPay Platinum Patanjali Credit Card v/s PNB RuPay Select Credit Card:

	PNB RuPay Platinum Patanjali credit card	PNB RuPay Select Credit Card
Fee	Joining Fee Nil Renewal Fee Rs. 500	Joining Fee Rs. 500 Renewal Fee Rs. 750
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	300 bonus Reward Points	300 bonus Reward Points

PNB RuPay Platinum Patanjali Credit Card v/s PNB RuPay Millennial Credit Card:

	PNB RuPay Platinum Patanjali credit card	PNB RuPay Millennial credit card
Fee	Joining Fee Nil Renewal Fee Rs. 500	Joining Fee Rs. 399 Renewal Fee Rs. 999
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	300 bonus Reward Points	For retail and online purchases, you can receive 300 additional reward points when using a card for the first time within 90 days of issuance. Within 90 days after acquiring the card, earn 2x reward points on retail purchases and online transactions (apart from cash withdrawals and petrol).

PNB RuPay Platinum Patanjali Credit Card v/s PNB global Gold Credit Card:

	PNB RuPay Platinum Patanjali credit card	PNB global Gold credit card
Fee	Joining Fee Nil Renewal Fee Rs. 500	Joining Fee Nil Renewal Fee Rs. 300
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	300 bonus Reward Points	NA

Apply for PNB RuPay Platinum Patanjali Credit Card:

Via Offline:

Obtain a physical application form from bank staff members, fill it out, and submit it along with the necessary documentation when you visit the Punjab National Bank branch that is the closest to you.

Via Online:

You can also print off the form from the PNB Card’s official website https://pnbcard.in, complete it with all the necessary information, and then take it to your nearby branch together with the necessary supporting documentation.

Contact PNB RuPay Platinum Patanjali Credit Card:

Via Phone:

1800 180 2222 & 1800 103 2222 (Toll Free).

Via E-Mail:

care@pnb.co.in

Conclusion:

The PNB RuPay Patanjali Platinum Credit Card is the epitome of how financial convenience and overall wellness may coexist in perfect harmony. The knowledge of Patanjali Ayurved Limited and Punjab National Bank has been combined to create a credit card that completely changes the way we view credit card benefits. It demonstrates how financial goods can fit with different lives and values, which is evidence of their dynamic nature.

This credit card can be a fascinating choice to think about if you place a high emphasis on your general well-being as well as your financial stability. It not only provides the typical credit card advantages, but also gives you the freedom to invest in your health and lead a more holistic lifestyle.

F.A.Q’s:

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