Best travel credit card in India

The correct travel credit card can make all the difference in making your ideal vacation a reality in an age where wanderlust is on the rise and travelling the world has become a way of life. A travel credit card can provide you with a wide range of advantages, including reduced rates on airfare and hotel stays, exclusive access to lounges, and rewards that you can use to pay for future travel. It’s time to investigate the leading contenders for the title of India’s greatest travel credit card if you’re a travel aficionado.

Here are some of the best travel cards.

Axis Bank Vistara Signature Credit Card:

Annual Fee: Rs. 3,000
Renewal Fee: Rs. 3,000

Travel Benefits:

• 1 free ticket in the premium economy as a thank you.
  For every Rs. 200 charged to the card, you receive 4 Club Vistara Points.
• Flights and other upgrades can be purchased with rewards.
• On reaching expenditure milestones, bonus CV points and up to 4 complimentary Premium Economy tickets are given.
• Up to Rs. 2.5 billion in air accident insurance and Rs. 1 lakh in purchase protection insurance.
• Coverage for lost cards up to 100% of the credit limit.

You can check more details about Axis Bank Vistara Signature Credit Card in here.

SBI Card Elite:

Annual Fee: Rs. 4,999
Renewal Fee: Rs. 4,999

Travel Benefits:

• 5,000 rupee welcome voucher valid on Yatra.
• Low 1.99% FX markup fee.
• Membership in Club Vistara Silver with one complimentary upgrade voucher.
• Spending Rs. 100 on Vistara Flights earns you 9 CV points.
• 1,000 welcome points and a free membership to the Red Tier of Trident Privilege are awarded upon enrollment.
• Free Priority Pass membership and six visits to international lounges each year.
• every three months, two complimentary domestic airport lounge visits.

You can check more details about SBI Card Elite in here.

HDFC Bank Diners Club Privilege Credit Card:

Annual Fee: Rs. 2,500
Renewal Fee: Rs. 2,500

Travel Benefits:

• Free yearly MMT BLACK membership.
• 2% preferred foreign exchange markup fee.
• Booking flights/hotels through SmartBUY with reward points up to 70% of the value.
• 5X bonus points for SmartBUY purchases.
• 12 free airport lounge passes to more than 1,000 lounges in India and around the world are available to both primary and add-on members.
• Redeem Rewards Points for AirMiles with Club Vistara, InterMiles, Singapore Airlines (KrisFlyer Miles), and Singapore Airlines (KrisFlyer Miles).

Axis Atlas Credit Card:

Annual Fee: Rs. 5,000
Renewal Fee: Rs. 5,000

Travel Benefits:

• 5000 EDGE Miles for first purchase within 30 days of card activation.
• Travel EDGE site, airline, and hotel bookings earn 5 EDGE Miles for every Rs. 100 spend (1 EDGE Mile = INR 1 or 2 Partner Points).
• 8 domestic and 4 foreign lounge visits for Silver Tier members, along with 2,500 EDGE Miles after spending Rs. 3 lakh.
• 12 domestic and 6 international lounge visits, 5,000 EDGE Miles after spending Rs. 7.5 lakh, and airport concierge services are all available to Gold Tier customers.
• For Platinum Tier members: two free airport pickups, airport concierge services, 10,000 EDGE Miles after spending Rs. 15 lakh, 18 domestic lounge visits, and 12 international lounge visits.
• Facility for dynamic currency conversion with a 1% markup.

InterMiles HDFC Signature Credit Card:

Annual Fee: Rs. 2,500
Renewal Fee: Rs. 2,500

Travel Benefits:

• Get 8,000 Bonus InterMiles, maximum.
• Flight discount coupons of Rs. 750 for the first year (T&C Apply)
• Hotel discount coupons of Rs. 2,000 for the first year (T&C Apply)
• First-year InterMiles Silver membership as a welcome perk
• Get a 5% discount* on tickets purchased on the Intermiles website in the economy class and a 10% discount* on tickets purchased in the business class on Etihad Airways.
• Earn 2.5x more InterMiles when booking flights with Etihad Airways through the InterMiles website.
• Membership in Priority Pass includes up to five free visits to foreign lounges.

Air India SBI Signature Credit Card:

Annual Fee: Rs. 4,999
Renewal Fee: Rs. 4,999

Travel Benefits:

• 20,000 reward points as a complimentary perk
• Earn up to one million reward points each year.
• For every Rs. 100 purchased on an Air India ticket, you can earn up to 30 reward points.
• 8 free visits to the VISA lounge each year (up to two per quarter)
• Up to Rs. 1 lakh in liability coverage for lost cards
• 1% of the fuel surcharge is waived for transactions between 500 and 4,000 rupees.

Conclusion:

Depending on your personal preferences, travel tendencies, and financial objectives, you can choose the finest travel credit card in India. Whether you travel frequently or maybe occasionally, these top travel credit cards can make your trip more memorable by giving you access to special benefits, points, and discounts that can make your travel fantasies come true. Examine the card’s yearly fees, interest rates, and terms and conditions before deciding to make sure that they are in line with your financial plan. With the power of the greatest travel credit card for your needs, set out on your next journey. Travel safely!