Introduction
Although credit cards are among the most useful items in the financial world, some cardholders find it challenging to keep them active. Additionally, they might feel compelled to choose a completely different card. Cardholders would need to close or cancel the credit card they want to discontinue using in such circumstances. This entails a straightforward procedure and will protect the cardholder from paying irrational fees and levies.
If you are unhappy with the characteristics of your SBI credit card or want to replace it with a new credit card, you might choose to close it. Additionally, cancelling the card makes sense if you seldom ever use it and it has a large annual cost. The temporary effects of cancelling a credit card may also have an impact on your credit score, so keep that in mind. Therefore, in this article, we’ll discuss how to cancel SBI credit cards and what to remember when doing so.
Step 1: How To Close SBI Credit Card By Calling The Helpline Number
- You can call one of the following helplines to cancel an SBI credit card: 1860 500 1290, 1860 180 1290, or 1800 180 1290. (STD Code) 39020202 is a different customer service number for SBI credit cards that can be cancelled.
- The representative will inquire for specific information. Give the information to complete your SBI credit card cancellation request and prove your identification.
Step 2: How To Close SBI Credit Card By Placing A Request On SBI Address
- SBI Card, PO-Bag 28, General Post Office, New Delhi 110001.
You must provide your name, address, card number, and their contact information. You shouldn’t divulge private information like the card’s PIN or CVV number. - Cut the credit card in question diagonally once the process of terminating or cancelling it has begun. All available add-on cards will immediately be cancelled if the bank terminates the primary cards at the cardholder’s request.
Step 3: How To Close SBI Credit Card Online
By writing a letter from your SBI net banking account’s registered mail ID, you can cancel your SBI credit card.
- Visit the SBI card contact us page.
- Select “Email Us”
- Use your mobile number, user ID, or card information to access your account.
- Select “Proceed”
- Complete the required fields.
- After that, the bank would contact you to close your SBI credit card.
Step 4: How To Close SBI Credit Card By Visiting The Nearest Branch
You can request that your SBI credit card be cancelled from a bank representative at the nearby SBI bank location. Bring the required documentation with you while closing the SBI credit card.
Conclusion
When cancelling your SBI credit card account, follow the bank’s exact instructions. Always be mindful of what happens when a credit card account is closed. Before deciding to cancel your credit card, you must carefully weigh the advantages and disadvantages.
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