- Key Highlights of Axis Bank Reserve credit card:
- Benefits Of Axis Bank Reserve credit card:
- Redeeming Rewards on Axis Bank Reserve credit card:
- Fee’s and Charges on Axis Bank Reserve credit card:
- Eligibility to Apply for Axis Bank Reserve credit card:
- Documents required for Axis Bank Reserve credit card:
- Comparison:
- Similar credit cards to Axis Bank Reserve credit card:
- Apply for Axis Bank Reserve credit card:
- How to Generate PIN:
- Contact Axis Bank Recharge credit card:
- Conclusion:
- F.A.Q’s:
- Read More:
Axis Bank Reserve credit card is a name that stands out when it comes to prestigious credit cards that offer an array of exclusive benefits and privileges. Designed to cater to the discerning needs of high-net-worth individuals, this card offers a premium experience like no other. In this blog review, we will delve into the remarkable features, unparalleled rewards, and luxurious perks that make the Axis Bank Reserve Credit Card a top choice for those seeking a lavish lifestyle.
Key Highlights of Axis Bank Reserve credit card:
| Best Suited for | Travel, Dining & Golf |
| Joining Fee | Rs. 50,000 |
| Renewal Fee | Rs. 50,000 (waived off on spending Rs. 25 Lakh in the preceding year) |
| Welcome Benefit | 50,000 bonus reward points |
| Best Feature | Unlimited Visits and a Free Priority Pass Membership 2.x reward points and a 1.5% lower foreign exchange markup fee for overseas transactions |
Benefits Of Axis Bank Reserve credit card:
Golf Benefit:
One of the most significant benefits on this card is golf. This is a wonderful card for you if you play golf frequently—say, 50 times a year.
Additionally, the Axis Golf reservation system is superior to that of other banks like HDFC.
It should come as no surprise that Axis Bank chose to feature a golf image on the card’s front face because they are aware of their target consumer base.
However, if you just play once a month or so, don’t worry; most premium cards will work for you.
Welcome/Renewal Benefits
- With the Axis Bank Reserve Credit Card, you receive 50,000 Edge Reward Points as a welcome bonus when your card is activated.
- Every time you renew your credit card membership for another year, you will receive a bonus 50,000 Edge Reward Points, subject to the annual fee being paid.
Travel Benefits
Complimentary Airport Concierge Service:
- At airports, you are entitled to eight complimentary VIP assistance services, including help with immigration, security screening, and porter services.
Luxury Airport Pickups:
- Additionally, you are entitled to 4 free, luxurious airport pickups and drops each year. The only 46 places in India that offer these services are listed on www.extraordinaryweekends.com.
Airport Lounge Access:
- With a free Priority Pass membership, you are entitled to unlimited complimentary admission to domestic airport lounges as well as unlimited complimentary access to certain international airport lounges across the world.
Club ITC Culinaire Membership:
You are eligible for a free Club ITC Culinaire Membership, which comes with perks like a free third night stay (2+ nights stay), a 50% weekend room rate reduction on suites, 25% Green Points on food and beverage purchases, a bouquet of 10 coupons, and many more.
Accorplus Membership:
Additionally, the Accorplus hotel loyalty programme is free to join. The Accorplus programme entitles members to free room upgrades at Accor hotels, up to 50% off meals, a free lunch buffet for two at any of the Accor hotels in India, and two complimentary nights’ accommodations at any of the Accor hotels in the Asia Pacific region.
Handcrafted Club Marriott Asia Pacific membership:
Additionally, you receive up to 20% off of food and beverages, 20% off of the best rates at partner Marriott hotels in India, and Aisa Pacific weekend pricing.
Exclusive offers at Oberoi hotels and resorts:
At Oberoi hotels and resorts, guests can receive a 15% discount on room only and room with breakfast rates or a third night is on the house. 50% off the highest rates for suites are yours to receive.
Benefits at Postcard Hotels:
The best available accommodation rates are discounted by 15% at Postcard Hotels, and you can check in and out whenever you choose. You also get free lifestyle consultations (applicable only to Postcard hotels in Goa).
Luxury Airport Transfers:
In order to make your travel experiences even more opulent and hassle-free, the Reserve Credit Card also offers luxury airport transfers. With this perk, your card issuer will now arrange your transportation from the airport to your ultimate destination.
Movies and Dining Benefits:
BOGO Offer on BookMyShow:
BookMyShow is currently running a Buy One Get One deal on both movie and non-movie tickets, with a maximum benefit of Rs. 500 for movie tickets and Rs. 1,000 for non-movie tickets.
Eazydiner Prime Membership:
You are eligible to a free membership in the Eazydiner Prime eating programme, which entitles you to discounts of up to 25% at upscale eateries all around the nation.
Dining Delights Program:
Under the Dining Delights programme of Axis Bank, you receive a discount of up to 20% at more than 4,000 partner restaurants.
Handpicked Experiences:
At extraordinaryweekends.com, you have the right to selected experiences like sailing, a one-of-a-kind tour, golf, chef for a day, etc.
Health and Medical Benefits:
Weljii Offers:
First complimentary information session and a discount of 25% on health and wellness coaching plans from Weljii.
Second Medical Opinion:
You get a complimentary referral-based service for a second medical opinion from world-class specialists at reputed international hospitals.
Discounts on Health Packages and Pathology Tests:
Axis Bank Reserve Credit Card entitles you to complimentary discounts on health packages and pathology tests at Dr. Pathlabs and Metropolis.
Global Medical Assistance:
You get global medical assistance across the world with Axis Bank’s concierge service.
Fuel Surcharge Waiver:
On fuel purchases between Rs. 400 and Rs. 4,000, the 1% fuel surcharge is eliminated. The maximum waiver amount every statement cycle is Rs. 400.
Axis Bank Reserve credit card Rewards:
- For every Rs. 200 you spend using the card, you receive 15 Edge Reward Points.
- On every foreign transaction made with the card, 2X Edge Reward Points are earned.
Redeeming Rewards on Axis Bank Reserve credit card:
On the Edge Rewards platform of Axis Bank, you can exchange the Edge Reward Points you earn from using the Axis Bank Reserve Credit Card for instant vouchers and premium goods. Edge Reward Points are worth 20 Rupees. This is equivalent to a-
- 1.5% rewards on domestic purchases.
- 3% return on foreign purchases.
In the ratio of 5:4 for Air Vistara, Etihad Airways, Qatar Airways, Marriot International, and other international and domestic airline programmes, Edge Reward Points can also be converted into Edge Miles.
Fee’s and Charges on Axis Bank Reserve credit card:
| Fees and Charges | Amount |
| Joining Fee | Rs.30,000 |
| Annual Fee | Rs.30,000 |
| Supplementary card joining fee | Nil |
| Supplementary card annual fee | Nil |
| Finance charges on cash and retail purchases | 2.95% per month (41.75% per annum) |
| Cash withdrawal fee | 2.5% of the amount withdrawn (A minimum of Rs.250) |
| Fee for making payment in cash | Rs.100 |
| Card replacement fee | Waived |
| Duplicate statement fee | Waived |
| Late payment fee or penalty for overdue | Rs.300 for the total payment due is up to Rs.2000 Rs.400 for the total payment due is between Rs.2001 and Rs.5000 Rs.600 for the total payment due is Rs.5001 or more |
| Over limit penalty | 3% of the amount that exceeds the cap (minimum of Rs. 500) |
| Copy request fee or charge-slip retrieval fee | Waived |
| Outstation cheque fee | Waived |
| Cheque return fee | Rs.300 |
| Surcharge on purchase or cancellation of train tickets | As directed by IRCTC or Indian Railways |
Eligibility to Apply for Axis Bank Reserve credit card:
| Nationality | A resident of India |
| Age | 18-70 years |
| Occupation | It is Available to both salaried and self-employed individuals |
| CIBIL Score | Above 700 with no defaults made earlier |
Documents required for Axis Bank Reserve credit card:
- PAN card, passport, aadhaar card, voter identification.
- Ration card, passport, utility bills (such as a phone or energy bill), etc., are acceptable forms of identification.
- Evidence of Income:
- Latest pay stub and Form 60 for those who are salaried.
- Copy of ITR required for self-employed individuals.
Comparison:
Axis Bank Reserve credit card v/s Axis Bank Select credit card:
| Basis | Axis Bank Reserve credit card | Axis Bank Select credit card |
| Fee | Joining Fee Rs. 50,000 (plus applicable taxes) Renewal Fee Rs. 50,000 (plus applicable taxes) | Joining Fee Rs. 3,000 (plus applicable taxes) Renewal Fee Rs. 3,000 (plus applicable taxes) |
| Best Suited For | Movies | Travel | Dining | Shopping | Travel | Shopping |
| Reward Type | Reward Points | Reward Points |
| Welcome Benefits | On card activation, you receive 50,000 Edge Reward Points, and your membership is renewed annually. | Within 90 days of the card’s issuance, the first transaction will result in an Amazon voucher worth Rs. 2,000. |
Axis Bank Reserve credit card v/s Axis Bank Atlas credit card:
| Basis | Axis Bank Reserve credit card | Axis Bank Select credit card |
| Fee | Joining Fee Rs. 50,000 (plus applicable taxes) Renewal Fee Rs. 50,000 (plus applicable taxes) | Joining Fee Rs. 5,000 (plus applicable taxes) Renewal Fee Rs. 5,000 (plus applicable taxes) |
| Best Suited For | Movies | Travel | Dining | Shopping | Travel |
| Reward Type | Reward Points | Reward Points |
| Welcome Benefits | On card activation, you receive 50,000 Edge Reward Points, and your membership is renewed annually. | On successfully completing 1 transaction within 30 days of the card’s activation date, you’ll earn 5,000 Edge Miles. |
Axis Bank Reserve credit card v/s Axis Bank Magnus credit card:
| Basis | Axis Bank Reserve credit card | Axis Bank Magnus credit card |
| Fee | Joining Fee Rs. 50,000 (plus applicable taxes) Renewal Fee Rs. 50,000 (plus applicable taxes) | Joining Fee Rs. 5,000 (plus applicable taxes) Renewal Fee Rs. 5,000 (plus applicable taxes) |
| Best Suited For | Movies | Travel | Dining | Shopping | Travel |
| Reward Type | Reward Points | Reward Points |
| Welcome Benefits | On card activation, you receive 50,000 Edge Reward Points, and your membership is renewed annually. | On successfully completing 1 transaction within 30 days of the card’s activation date, you’ll earn 5,000 Edge Miles. |
Similar credit cards to Axis Bank Reserve credit card:
| Credit Card | Annual Fee |
| HDFC Diners Club Black Credit Card | Rs. 10,000 |
| ICICI Emeralde Credit Card | Rs. 12,000 |
| IndusInd Bank Legend Credit Card | Nil |
| Axis Bank Magnus Credit Card | Rs. 10,000 |
Apply for Axis Bank Reserve credit card:
Steps to apply:
- Visit Axis Bank’s official website.
- ‘Cards’ can be found by clicking ‘Explore Products’.
- Select ‘Credit cards’ from the menu that appears.
- Opens a new page with a list of all available credit cards.
- Select “Axis Bank Reserve Credit Card” from the list of premium cards.
- The tab “Apply Now” can be seen on the index page that appears.
- You will see the option to “click here” there. You will be taken to a new window labelled “Call me” after clicking that.
- You must enter information such your name, phone number, occupation, monthly income, and pin code.
- Following online verification, a representative from Axis Bank will contact you via your telephone number to continue with the next steps.
How to Generate PIN:
Via Customer Care:
- You may reach customer service for Axis Bank credit cards at 1860 419 5555 or 1860 500 5555.
- Select “PIN Related Service,” which is option number two.
- Then select “Option-1,” “Generate Debit/Credit PIN.”
- Select “Option-1,” “Generate PIN for Credit Card,” from the menu.
- Choose ‘Generate PIN’.
- Enter your credit card number, registered mobile number, date of birth (in DDMMYYYY format), and card expiration date for validation.
- You will receive a one-time activation passcode on your registered cellphone number after your information is validated.
- Once you get the code, enter it into your mobile device.
After the code has been verified, the IVR will prompt you to select a 4-digit PIN. - Select one and type it in.
Via ATM:
- Visit a kiosk with an Axis Bank ATM.
- Your Axis Bank credit card should be inserted into the slot.
- ‘Set PIN’ or ‘Generate OTP’ should be chosen.
- Your birthdate in YYYYMMDD format, the expiration date of your credit card in MMYY format, and your registered mobile number should all be entered as instructed.
- You will receive an OTP on your registered cellphone number once the information has been verified.
- In the ATM, enter the received OTP.
- Following that, you will be requested to choose a new 4-digit PIN.
- Enter and then double-check your PIN of choice.
Via Net-Banking:
- Step 1: Go to retail.axisbank.co.in to access the Axis Bank internet banking login page.
- Step 2: Enter your login information and password to access your account.
- Step 3: Click ‘Accounts > My Credit Cards’ in the menu.
- Choose “More Services > Credit Card PIN Change” in step four.
- Step 5: Click ‘Go’.
- Step 6: After that, you will be required to enter a 4-digit PIN of your choosing.
- Step 7: Type the information and press ‘Next’.
The next step is the sending of a NetSecure code to your registered cellphone number. Enter the information and select “Confirm.”
Via Mobile App:
- Open the Axis Bank mobile app and log in.
- From the menu, select ‘Banking > Services’.
- Choose ‘Credit Card > Set/Reset PIN’.
- Your registered mobile number will receive an OTP; enter it and select ‘Continue’.
- A 4-digit PIN of your choice will then be required; enter it and click “Continue” to proceed.
- the same with your mPIN for verification.
Contact Axis Bank Recharge credit card:
Via Mobile:
1800 419 0065
Via E-Mail:
pno@axisbank.com.
Conclusion:
The Axis Bank Reserve Credit Card is a testament to luxury and exclusivity. With its exquisite design, premium travel benefits, unmatched rewards program, dedicated lifestyle concierge, and exceptional customer service, it caters to the refined tastes of high-net-worth individuals. If you aspire to elevate your lifestyle and indulge in a world of luxury, the Axis Bank Reserve Credit Card is the perfect companion to unlock a realm of extraordinary experiences. Experience the epitome of prestige with this exceptional credit card.
F.A.Q’s:
I requested an Axis Bank Reserve Credit Card, and one was sent to me. Where do I find a metal card?
You may quickly obtain your metal card. Simply submit a replacement request through the Axis Bank Mobile App or by calling their customer service line at 1800 419 0065.
How can I raise my Axis Bank Reserve credit card’s credit limit?
Putting up a request with Axis bank will allow you to raise the credit card limit. After that, the bank will look over your credit history and any income increases. The bank will extend your limit if you meet its internal requirements.
What is the credit card limit for the Axis Bank Reserve?
The maximum credit card limit for the Axis Bank Reserve is Rs. 5 lakh.
Can I use my Axis Reserve Credit Card to pay my bills?
You can pay your bills with your Axis Reserve Credit Card, yes.
What are the Axis Bank Reserve credit card’s cash advance fees?
Contrary to most other credit cards, which often impose a 2.5% (usually) cash advance fee, the Reserve Credit Card from Axis Bank does not impose any cash advance fees, allowing you to withdraw cash at no cost.
Can I use this card for purchases abroad?
Yes, the Axis Bank Reserve Card is suitable for overseas transactions because of its negligibly low 1.5% foreign exchange markup fee. You also receive 2x reward points for foreign purchases.
What is the card’s interest rate?
The Reserve Credit Card has an interest rate of 3% each month, or 42.58% annually.
Is Axis Bank Reserve credit card a metal card?
Yes, it is a metal card.
What is the maximum advantage I may obtain from this card’s Buy One obtain One Free movie offer?
The maximum cost of a complimentary movie ticket with the Axis Bank Reserve Credit Card is Rs. 500, and the maximum cost of a non-movie ticket with the card is Rs. 1,000.
Describe the reserve credit card.
The super-premium Axis Reserve Credit Card is intended for wealthy consumers and is designed to provide perks in a variety of areas, including travel, eating, entertainment, golf, and more.
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