Axis Bank privilege credit card

In today’s fast-paced world, credit cards have become an essential tool for managing finances and unlocking a world of benefits and rewards. Among the plethora of credit card options available, the Axis Bank Privilege Credit Card stands out as an enticing choice for those seeking exclusive privileges and exceptional rewards. Designed to cater to the discerning needs of modern consumers, this credit card offers a host of features that make it a valuable addition to your wallet.

Key Highlights of Axis Bank privilege credit card:

Card Type	Mid-level
Best Suited for	Shopping & Travel
Joining Fee	Rs. 1,500 (Nil for Priority Customers)
Annual Fee	Rs. 1,500 (Reversed on spending Rs. 2.5 lakh in a year)
Minimum Income Requirement	Rs. 6 lakh p.a.
Welcome Benefit	6,250 EDGE reward points redeemable against multi-brand vouchers worth Rs. 2,500*
Best Feature	20 points on every Rs. 200 spent domestically or internationally via this credit card

Other Key Highlights:

• This is a premium lifestyle credit card that provides benefits across lifestyle categories like travel, rewards, dining, etc.
• On reaching annual spends of Rs.4 lakh, the annual fee for the next year is reversed.
• The features are not only limited to Yatra but you can also earn a lot of eDGE Reward points and redeem them in the eDGE Rewards Catalogue.
• Get 8 Free Access to the domestic airport lounges through this card per year with a maximum of 2 access per quarter.
• Pay the annual fee of the card and enjoy 3000 Edge reward points.
• Earn 10 Edge Reward Points per INR 200 on domestic and international transactions.
• Enjoy a fuel surcharge waive of 1% at the refilling stations between the transaction of INR 400 to INR 4000.
• Spend INR 2.5 Lacs in a year and waive off the renewal fee of this credit card.

Benefits of Axis Bank privilege credit card:

Activation benefit:

 On completion of 3 transactions with the card within 60 days of its issuance, you get 12,500 eDGE reward points which can be redeemed for Yatra vouchers worth Rs.5,000.

Milestone benefit: 

The eDGE points received upon transactions worth Rs.2.5 lakh can be converted into Yatra vouchers which hold a value which is twice as much.

Renewal benefit:

Every instance of card renewal would give you up to 3,000 Axis eDGE Reward points.

eDGE reward points:

For every Rs.200 that you spend with the card, you get 10 points. This applies to both domestic and international transactions. The accumulated points can be redeemed for an exclusive list of products.

Extraordinary Weekends:

You would enjoy the best of premium privileges with the ‘Extraordinary Weekends’ offered by the bank.

Fuel surcharge waiver:

For fuel transactions between Rs.400 and Rs.4,000 with the card, you enjoy a waiver of the fuel surcharge. However, the maximum waiver per month is Rs.400.

Card security:

The Axis Bank Privilege Credit Card is designed with an EMV feature that protects it from fraudulent behaviour.

EMI facility:

You also get the option of converting your all transactions exceeding Rs.2,500 into Equated Monthly Income (EMI).

Insurance Benefits:

The Axis Bank Privilege Credit Card also offers several insurance benefits, which are mentioned below in the table:

Category	Insurance Coverage
Accidental air death	Rs. 2.5 crores
Purchase Protection	Rs. 1 lakh
Loss of travel documents	Up to US $300
Lost/delayed baggage	Up to US $500
Credit Shield	Rs. 1 lakh

Comprehensive insurance: 

The Privilege Credit Card is accompanied with insurance covers such as air accident cover up to Rs.2,5 crore, purchase protection of Rs.1 lakh, and lost card liability up to Rs.3 lakh.

• Loss of travel documents: Up to $300
• Delay in check-in baggage: Up to $300
• Loss of check-in baggage: Up to $500

Redeeming Rewards on Axis Bank privilege credit card:

• You can redeem the EDGE REWARDS against a wide variety of products available in the Axis Bank EDGE REWARDS catalogue.
• 1 EDGE Reward Point = Rs. 0.20.

Fee’s And Charges on Axis Bank privilege credit card:

Type of Fee Charge	Amount
Joining Fee	Rs. 1,500 (Nil for Priority Customers)
Annual/ Renewal Fee	Rs. 1,500 (Reversed on spending Rs. 2.5 lakh in a year)
Finance Charges	3.4% p.m. (49.36% p.a.)
Late Payment Fee	For Outstanding Amount-Less than Rs. 500: Nil From Rs. 501 to Rs. 5,000: Rs. 500 From Rs. 5,001 to Rs. 10,000: Rs. 750 Greater than Rs. 10,000: Rs. 1,200

Eligibilty To Apply for Axis Bank privilege credit card:

Criteria	Details
Age Requirement	18 to 70 years
Occupation	Salaried or Self-employed

Required Documents For Axis Bank privilege credit card:

Proof of Identity	PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government approved photo ID proof
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement or any other government approved address proof
Proof of Income	Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

Comparison:

Axis Bank privilege credit card v/s Flipkart Axis Bank credit card

Basis	Axis Bank privilege credit card	Flipkart Axis Bank credit card
Fee	Joining Fee: Rs. 1,500 Nil (for priority banking customers) Renewal Fee: Rs. 1,500 Nil (for priority banking customers)	Joining Fee Rs. 500+GST Renewal Fee Rs. 500+GST
Best Suited For	Shopping	Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	12,500 EDGE REWARD Points on payment of joining fee & 6,250 EDGE REWARD Points for priority banking customer	Introductory benefits worth Rs. 1,100 on card issuance, benefit of up to Rs. 500 worth Flipkart vouchers, 15% cashback up to Rs. 500 on your first transaction on Myntra and 50% discount up to Rs. 100 on your first transaction for new to Swiggy customers.

Axis Bank privilege credit card v/s Axis Bank MY ZONE credit card:

Basis	Axis Bank privilege credit card	Axis Bank MY ZONE credit card
Fee	Joining Fee: Rs. 1,500 Nil (for priority banking customers) Renewal Fee: Rs. 1,500 Nil (for priority banking customers)	Joining Fee Rs. 500+GST Renewal Fee Rs. 500+GST
Best Suited For	Shopping	Movies
Reward Type	Reward Points	Reward Points
Welcome Benefits	12,500 EDGE REWARD Points on payment of joining fee & 6,250 EDGE REWARD Points for priority banking customer	Complimentary SonyLiv Premium annual subscription worth Rs. 999

Axis Bank privilege credit card v/s Axis Bank MY ZONE credit card:

Basis	Axis Bank privilege credit card	Indian Oil Axis Bank Credit card
Fee	Joining Fee: Rs. 1,500 Nil (for priority banking customers) Renewal Fee: Rs. 1,500 Nil (for priority banking customers)	Joining Fee Rs. 500+GST Renewal Fee Rs. 500+GST
Best Suited For	Shopping	Fuel | Shopping
Reward Type	Reward Points	Reward Points
Welcome Benefits	12,500 EDGE REWARD Points on payment of joining fee & 6,250 EDGE REWARD Points for priority banking customer	100% cashback (up to Rs. 250) on all fuel transactions made within 30 days of card issuance.

Apply For Axis Bank privilege credit card:

The Axis Bank Privilege Card can be applied both through online and offline modes. To apply online, follow a few steps as mentioned below:

• Visit https://www.axisbank.com/.
• Click on the option ‘Apply Credit Card.’
• Choose the ‘Axis Bank Privilege Credit Card.’
• Apply for the card by completing all the required formalities.

You can also apply for this credit card through offline mode by paying a visit to the nearest bank branch and filling out the physical application form and submitting the documents required.

Check Axis Bank privilege credit card:

Via Online:

There are two ways to check Axis Bank credit card application status online.

1. Through Application Reference Number (App ID)
2. Through PAN card number and mobile number

Via Application ID:

Application ID is a unique 9-digit number (if applied through a physical application form) or 20-digit number (if applied online) generated by the bank while you’re applying for a credit card. The bank will typically send the number through SMS or e-mail to the applicant’s registered contact details. Once you have the number, follow the steps mentioned below to track your application status.

Step 1: Visit Axis Bank Credit Card Track your application page.

Step 2: Click on the “App ID” option

Step 3: Enter your “Application Reference Number” in the respective field

Step 4: Click on “Submit”

Step 5: The Axis Bank credit card application status will be displayed on the screen.

Using Mobile Number and PAN:

Step 1: Go to Axis Bank Credit Card – Track your application page at https://application.axisbank.co.in/cctracker/cctracker.aspx?cta=track-your-application-lic-cards-website (copy the link and paste it in the browser)

Step 2: Click on ‘PAN No / Mobile No’ option

Step 3: Enter your PAN number and mobile number in the respective columns (the numbers should match the ones provided in the application form)

Step 4: Click on ‘Submit’

The page reloads with your credit card application status within few seconds, provided the information entered by you matches the records. In case, you have wrongly entered any information, it will display ‘no records found’. In that case, re-enter the details and check again. If you get the same status again, you may have to wait for the bank to update your details.

Contact Axis Bank privilege credit card:

Via Phone:

• 1-860-419–5555
• 1-860-500-5555

Via Mail:

customer.service@axisbank.com

Conclusion:

the Axis Bank privilege credit card is a highly rewarding and feature-rich financial tool. With its generous rewards program, milestone benefits, airport lounge access, and attractive discounts, it offers a comprehensive package that caters to various lifestyle needs. The card’s customer service is commendable, and the overall experience has been exceptional. If you are seeking a credit card that combines convenience, rewards, and privileges, the Axis Bank privilege credit card is definitely worth considering.

F.A.Q’S:

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