Axis Bank My Zone Credit Card

Axis Bank My Zone Credit Card is a basic card with rewards for dining, shopping, and entertainment. With this card, you can get a discount on popular sites like AJIO and Swiggy and a free annual SonyLiv membership. One of the handful low-fee credit cards that provides OTT platform membership combined with a mix of points and incentives. Continue reading to learn more about the features of this card and decide if it’s a good fit for you.

Additionally, Paytm Movies offers a buy one get one free deal on tickets for movies every month. Axis Bank gives up to 15% off up to Rs. 500 on dining with this credit card, taking into account the dining needs of its consumers. In addition to all of these benefits, you also receive free access to regional airport lounges once every three months.

In addition to the fuel charge waiver, milestone incentives, and interesting rebates on shopping companies like Ajio, the card has great security thanks to the EMV chip and pin.

Features And Benefits Of Axis Bank My Zone Credit Card

• Get Savings on Purchasing Movie Tickets on Paytm.
• Take Advantage of Airport Lounge Access.
• Spend 200 INR using your credit card to earn 4 eDGE Reward Points.
• Receive a 1% fuel fee discount.
• With an annual transaction of INR 200, get 40% off Swiggy once each month, up to INR 120.
• Enjoy one free visit per calendar quarter to the domestic airport lounges.
• More than 4000 eateries that have cooperated with the Axis Bank are offering 15% off.
• Make EMIs out of your transactions.
• This credit card has an EMV chip and a PIN, making it secure.

Welcome Benefits

• You get complimentary annual premium membership of SonyLiv worth Rs. 999 as a welcome benefit.
• Cardholders will be eligible for the complimentary membership only after making their first transaction within 30 days of the card issuance.
• The voucher code will be sent to you via SMS on your registered mobile number within 45 days of card issuance.
• A bulk 100 points will be credited when the card is used for online shopping for the first time.

Benefits

• Enjoy a welcome gift of SonyLiv Membership for 1 year worth INR 999 on this credit card.
• Get INR 600 off on AJIO as a welcome gift on this card.
• Both the offers will activate on a minimum spend of INR 2000.

Cashback Offers On Movie Tickets

• Get a 100% discount on movie tickets.
• The maximum discount in a calendar month per customer is Rs. 200.
• Use coupon code “AXIS200” to avail the discount.
• No reward points are earned on movie transactions.

Terms And Conditions

• One can get a maximum cashback of ₹200 in a calendar month.
• There are no reward points on the movie transactions.
• This offer is only applicable to the categories defined as movie theatres.
• The transaction must be made only on Paytm App or the official website.
• There is no limitation for a minimum transaction to get the discount.

Access To The Airport Lounge

Enjoy 1 Complimentary Access to the Airport Lounge per quarter using the Axis MY ZONE credit card.
List of Lounge Covered under this offers

• Plaza Premium Lounge, New Delhi.
• TFS Lounge, Bangalore.
• MALS Lounge, Mumbai.
• TFS Lounge, Mumbai.
• Bird Lounge Pune.
• TFS Lounge, Chennai.
• Plaza Premium Lounge, Hyderabad.
• TFS Lounge, Kolkata.

Convert Purchases Into EMI

You can also convert your purchases into easy EMIs using the Axis Bank MY ZONE Credit Card. This feature will help you to make easy payments and there is no need for any documentation formalities.

Terms And Conditions

• The Minimum Transaction must be of ₹2500 for converting the transaction into EMIs.
• Contact the Axis Bank on 1860-500-5555 or 1860-419-5555 for conversion.
• You can also use the Axis Bank Internet Banking or Mobile Application for using this offer.
• The Rate of Interest on the amount would be 1.5% per month on the reducing basis.
• The options available for the tenure selections are 6, 9, 12, 18, and 24 months.
• There is a one-time processing fee of 1.5% or ₹250 whichever is higher charged on the credit card account.

Free SonyLiv Premium Subscription

With this card, you will get complimentary SonyLiv Premium annual subscription worth Rs. 999 on your first spend within the first 30 days of card issuance. The eligible customers will receive the voucher code via SMS on their registered mobile numbers. You are also eligible for the SonyLiv Premium membership renewal on spending Rs. 1.5 lakh in a card anniversary year.

The movie benefit on Axis My Zone Credit Card, combined with the SonyLiv Subscription, makes it a good card for entertainment. SonyLiv subscription is worth Rs. 999 and you can avail up to Rs. 1,200 cashback on movies, giving a total benefit of Rs. 2,199 in a year.

40% On Swiggy

With this credit card, you can get 40% off on food delivery at Swiggy. Below mentioned are the offer details:

• The maximum discount is capped at Rs. 120 per order.
• You can avail the discount up to 4 times a month.
• The offer is applicable on a minimum spend of Rs. 200.
• Use coupon code “AXIS40” to avail the discount.

The Swiggy Discount is the main advantage of Axis Bank My Zone Credit Card, as you can avail annual benefits of up to Rs. 5,760. For someone who uses Swiggy several times in a month, this card can give impressive value back.

Flat Rs. 600 off at AJIO

• You will get a flat Rs. 600 off at AJio on a minimum spend of Rs. 2,000. Use coupon code “AXISMYZONE” to avail the discount. Also, this offer is applicable on selected styles only.

A Secure Card

• The Axis Bank My Zone Credit Card is an EMV certified chip card that is protected by chip as well as a PIN. The inbuilt chip enables more secure transactions than a magnetic strip card. It reduces the risks of counterfeit and skimming fraud.
• Report misplacement or theft of your Axis MY ZONE card by calling at Axis Bank customer care at 18605005555 or 18604195555 to get protection against fraudulent use of your card. 

Fuel Surcharge Waiver

• Axis MY ZONE credit card offers 1% fuel surcharge waiver on every fuel transaction in India. 
• The offer is valid only on transactions between Rs. 400 to Rs. 4,000.
• Maximum benefits available up to Rs. 400 per month.

Dining Offers

• The ‘Dining Delights’ program of Axis Bank allows all ‘MY ZONE Credit Card’ users to get an offer up to 20% at all the partnered restaurants across India.

Discounts And Cashbacks

• Axis Bank MY ZONE credit card offers 20% off at 4000+ partner restaurants in India.
• Buy 1 get 1 Free Movie ticket on Paytm.

GrabNetwork Offers

• Mastercard holders can get attractive cashbacks on popular brands by logging on to ‘Mastercard Shop Perks’.

Axis Bank My Zone Credit Card Rewards

• You earn 4 EDGE Points per Rs. 200 spent with the card.
• No Edge Rewards will be earned on movies, fuel, wallet reloads, insurance, education, government-related, education and EMI transactions.

Reward Redemption

• The EDGE Points earned on the card are redeemable for shopping/travel vouchers or for purchasing products (from the given product catalog) from the Axis Bank EDGE Rewards Portal.
• 1 EDGE Point = Rs. 0.20

Rewards Point Programme

• For every Rs.200 spent on the card, you get 4 to 40 reward points.
• You also get 10 times more reward points on weekend spends on dining at select hotels and restaurants.
• You get 5 times more reward points on weekend shopping at partner stores.
• The earned Axis credit card reward points can be redeemed for 500+ rewards and offers listed in Axis EDGE Loyalty Rewards Catalogue.

Note: No reward points will be credited for movie, fuel and EMI transactions. The EDGE reward points can be redeemed against a variety of items, including vouchers, mobile accessories, home decor, computer accessories, etc. Check the EDGE Rewards Catalogue for options to redeem points.

Milestone Benefit

• The complimentary SonyLiv membership is renewed every year on spending a minimum of Rs. 1.5 lakhs in an anniversary year.
• The voucher code will be sent to you within 60 days after the payment of the annual fee.

Other Benefits Of Axis Bank My Zone Credit Card

Following are the additional Axis Bank My Zone Credit Card benefits:

• 1 complimentary access to select airport lounges within India per calendar quarter.
• 1% fuel surcharge waiver (Max. Rs. 400 per statement cycle) on fuel transactions between Rs. 400 and Rs. 4,000.
• Convert your transactions of Rs. 2,500 and above into EMIs.
• Up to 20% off at partner restaurants in India under the ‘Dining Delights’ program.

Fees And Charges Of Axis Bank My Zone Credit Card

he fees and charges for My Zone Credit Card are applicable to all card holders. The My Zone Credit Card fees include cash payment fee, joining fee and an annual fee.

Axis Bank My Zone Credit Card	Charges
Joining Fee	Rs. 500 and Life Time Free Offer for *select channels
Annual Fee	1st Year: Nil 2nd Year onwards: Rs. 500, Lifetime Time Free Offer for *select channels
Add-on Card Joining Fee	Nil
Add-on Card Annual Fee	Nil
Card Replacement Fee	Nil
Cash Payment Fee	Rs. 1000
Duplicate Statement Fee	Waived
Charge Slip Retrieval Fee or Copy Request Fee	Waived
Outstation Cheque Fee	Waived
Mobile Alerts for Transactions	Free
Hot listing Charges	Nil
Balance Enquiry Charges	Waived
Finance Charges (Retail Purchases & Cash)	3.6% per month (52.86% per annum)
Cash Withdrawal Fees	2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment Fee	Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 – Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 – Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000
Over Limit Penalty	2.5% of the overlimit amount (Min. Rs 500)
Cheque Return or Dishonour Fee or Auto-debit Reversal	2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Surcharge on Purchase or Cancellation of Railway Tickets	As prescribed by IRCTC / Indian Railways
Fuel Transaction Surcharge Transaction	1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month)
Foreign Currency Transaction Fee	3.50% of the transaction value
Reward Point Redemption fee	Yes
GST	As per existing Government norms
Rent Transaction fee	1% of transaction amount (Max Rs.1,500). GST as per existing Government norms. Rent transactions are identified through Merchant Category Code 6513.
Dynamic Currency Conversion MarkUp	1% of transaction amount. International transactions performed in Indian currency at International locations or transactions performed in Indian currency with merchants located in Indian but registered in foreign nations are eligible for the charges.

Keep in mind the late payment charges of Axis Bank My Zone Credit Card and other charges and manage your finances wisely.

Eligibility For Applying For The Axis Bank My Zone Credit Card

The basic eligibility criteria that you will have to fulfill to get approved for the Axis Bank My Zone Credit Card is as follows. However, the bank may have some internal criteria as well:

• The primary cardholder must be between 18 years and 70 years of age.
• Add-on cardholder(s) must be above 15 years of age.
• You must have a stable source of income.
• The cardholders must be Indian residents or NRIs.

Documents Required For Axis Bank My Zone Credit Card

• Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
   
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
   
• Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.

How To Apply For Axis Bank My Zone Credit Card?

Users may apply for the Axis Bank My Zone Credit Card online or offline, depending on their preference. Fill out the paper application form at a local Axis Bank location while bringing the documentation to apply offline.

 Additionally, one may follow these steps to apply online:

•  Visit the official Axis Bank website.
• Select the “Credit Cards” option by swiping it down.
• When the user comes across the “Axis Bank MyZone Credit Card,” choose the “Apply Now” option to the right of it.
• Start by filling out the form with all the necessary information.
• Before applying for this card, ensure the user has a fixed deposit of at least ₹20,000 open at any Axis Bank.

Should You Apply For Axis Bank My Zone Credit Card?

Axis Bank My Zone Credit Card is a good option for those who are looking for benefits on dining and entertainment, without having to pay high annual fee. Now that the RBL Bank Edition Credit Card with Zomato has been discontinued, this card can also be considered a good alternative, if you would like considerable benefits on food orders. If you get a Swiggy One Membership, the overall value will be even better.

Entertainment benefits on the card are also satisfactory. Also, only a few cards in India currently offer free membership to an OTT Platform and most of them are in the premium or super-premium category. Hence, SonyLiv yearly membership is a good advantage.

You can consider applying for Axis My Zone Credit Card if:

• You are looking for an entry-level credit card with easy eligibility norms
• You do not wish to pay a high annual fee
• You put most spends on your credit card
• You wish to get dining and entertainment benefits
• You do not need any travel benefit

Axis Bank My Zone Credit Card Limit

The credit limit assigned with the Axis Bank My Zone Credit Card is not fixed for every cardholder. It may vary depending on their past payment behavior, their credit history, income, and a few other factors. People with a high credit score generally get a higher credit limit as compared to the ones having an average or low credit score.

However, if you are not satisfied with the credit limit you have got, you can always apply for a higher credit limit. To do this, you can either contact your credit card customer care or visit your nearest Axis Bank branch. But, it is highly advisable to use your My Zone card responsibly for a few months before applying for a credit limit increase.

If you have the Axis Bank My Zone Easy Credit Card (secured version of the Axis Bank My Zone Credit Card), which is issued against FD, your credit limit will be equal to or a bit lower than the FD amount, which should be a minimum of Rs. 20,000.

Cards Similar To Axis Bank My Zone Credit Card

If you are looking for other credit cards that offer benefits similar to this one, you can refer to the cards mentioned in the table below:

Benefits	Axis Bank My Zone Credit Card	Axis Bank Freecharge Credit Card	SBI SimplyCLICK Credit Card	SimplySAVE SBI Card
Annual Fee	Rs. 500	Rs. 250	Rs. 499	Rs. 499
Rewards Rate	4 Edge Rewards on every spend of Rs. 200	1% value back on all spends. 5% value back on all spends on the Freecharge app.	1 Reward Points on every offline spend of Rs. 100. 5x Reward Points on online spends. 10x Reward Points on online spends on partner brands.	1 Reward Point on every spend of Rs. 100. 10x Reward Points on groceries, movies, dining, and departmental stores.
Reward Redemption	1 Edge Reward = Re. 0.20 for redemption against various options at the Edgerewards portal.	1 Edge Reward = Re. 0.20 for redemption against various options at the Edgerewards portal.	1 Reward Point = Re. 0.25 for redemption against products, vouchers, and cashback.	1 Reward Point = Re. 0.25 for redemption against product catalog and statement balance.
Additional Benefits	Complimentary SonyLiv subscription.Complimentary domestic lounge access every quarter.	Up to 350 bonus Reward Points every month on achieving the spend milestone.	Earn gift vouchers worth up to Rs. 4,000 every year on achieving the spend milestone.	N/A.

Axis Bank My Zone Credit Card Application Status

If you have already applied for the Axis Bank My Zone Credit Card, you can track the status of your application via any of the following methods:

• Visit the application tracking page of Axis Bank, click on the option ‘Loan’, and check your credit card application status by entering the required details.
• You can also contact the Axis Bank Credit Card customer care and ask them about the same.
• If you don’t prefer online methods, you can visit your nearest branch and ask the bank executives about the status of your Axis Bank My Zone Credit Card application.

Axis Bank My Zone Credit Card Activation/ PIN Generation

With the increasing technology, banking tasks have also become way easier than before and you can do most of your banking work from the comfort of your home:

• You can contact your credit card customer care and ask them to help you generate your credit card PIN. You will be asked for a few details like your credit card number, dob, etc, and an OTP will be sent to your registered mobile number to verify your identity. After successful verification, you can easily generate your credit card PIN.
• You can also do the same by logging in to your internet banking account. You can find an option to generate your credit card PIN under the option My Credit Card and then more services.
• One of the easiest ways to activate your credit card is to do it via an ATM. Just visit your nearest ATM and look for an option of credit card PIN Generation in the main menu. Make sure that your registered mobile number is with you at the time of PIN generation.

Axis Bank My Zone Credit Card Bill Payment

You can pay your Axis Bank My Zone Credit Card via any of the below-mentioned methods:

• You can easily pay your credit card bill by logging in to your internet banking account. Under the ‘Credit Cards’ section, click on the option ‘Pay Now,’ enter all the required details carefully and proceed further.
• If you want to make the payment from a bank account in a different bank, you can pay the bill via NEFT.
• Mobile wallet-based apps like Paytm, PhonePe, etc, also give you an easy way to make your credit card bill payment.
• You can also make the payment offline by visiting your nearest branch and paying the bill through cash or a cheque.

Axis Bank My Zone Credit Card Login/ Net Banking

To register your Axis Bank My Zone Credit Card for internet banking, you can follow a few simple steps as given below:

• Visit the official website of Axis Bank.
• Under the login icon, click on ‘Register.’
• Start by entering your registered mobile number.
• Enter your personal information and the required credit card details.
• Set the password for your internet banking account and confirm.

SMS Facility To Manage Axis Bank My Zone Credit Card

You can use the SMS facility in order to manage the Axis Bank Credit Cards.  The following will help you to manage the MY ZONE credit card.

Query

• Know the available balance
• Know the outstanding balance
• Know the last payment
• Know the reward balance

And then send a message to 5676782

Axis Bank My Zone Credit Card Payment Options

There are various options through which you can make the payment of your Axis Bank Credit Card bills. There are some users who have many credit cards so they make the payment of them using NEFT. You can also use the NEFT option for clearing the dues. There are some other methods as well that are mentioned below.

• Axis Bank Net Banking
• Axis Bank Mobile Application.
• Third-Party Payment Gateway options like Paytm, GPay, and Billdesk.
• Take the Auto-Debit Facility from the Bank.
• Cash Mode of Payment at the branch of Axis Bank.

Axis Bank My Zone Credit Card Vs. IndianOil Axis Bank Credit Card

Categories	Axis Bank MY ZONE Credit Card	IndianOil Axis Bank Credit Card
Joining Fees	Rs. 500	Rs. 500
Editor’s Rating	3.9	3.9
Key Features	With MyZone Credit Card, purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200 Get 40% discount on food delivery at Swiggy Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000 Earn 4 EDGE REWARD Points with every Rs. 200 spent on the credit card Get a complimentary SonyLiv Premium annual subscription that is worth Rs. 999 on the first spend within the first 30 days of card issuance. Customers are eligible for the SonyLiv Premium membership renewal when they spend Rs. 1.5 lakh in a card anniversary year	Earn 20X EDGE Reward Points on fuel spends at IndianOil Outlets Earn 5X EDGE Reward Points on online shopping Get 10% discount on BookMyShow Fuel Surcharge Waiver – Get 1% Fuel surcharge waiver
Editor’s Review	Pros Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000 1 Complimentary Airport Lounge Access Get 40% discount on food delivery at Swiggy Cons No Golf/coaching sessions High-interest rate	Pros Dining Delights – 20% off at 4000+ partner restaurants Instant discount on BookMyShow 1% fuel surcharge waiver on all fuel transactions in India Cons No Golf/coaching sessions No Airport Lounge Access

Axis Bank My Zone Credit Card Vs. Axis Bank Vistara Signature Credit Card

Categories	Axis Bank MY ZONE Credit Card	Axis Bank Vistara Signature Credit Card
Joining Fees	Rs. 500	Rs. 3000
Editor’s Rating	3.9	3.7
Key Features	With MyZone Credit Card, purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200 Get 40% discount on food delivery at Swiggy Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000 Earn 4 EDGE REWARD Points with every Rs. 200 spent on the credit card Get a complimentary SonyLiv Premium annual subscription that is worth Rs. 999 on the first spend within the first 30 days of card issuance. Customers are eligible for the SonyLiv Premium membership renewal when they spend Rs. 1.5 lakh in a card anniversary year	Get Club Vistara Membership as a complimentary On achieving the milestone spends, get bonus CV Points and up to four complimentary Premium Economy Tickets Complimentary lounge access at selected airports within India Explore curated experiences from across the world with Extraordinary Weekends Air Accident Cover of up to Rs. 2.5 crore
Editor’s Review	Pros Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000 1 Complimentary Airport Lounge Access Get 40% discount on food delivery at Swiggy Cons No Golf/coaching sessions High-interest rate	Pros Accrue Club Vistara Points on every swipe 3 complimentary rounds of golf in India’s most picturesque destinations Discount of 15% off at partnered restaurants across the country with Axis Bank Dining Delights Cons High Annual Fee with no waiver option High Joining Fees

Axis Bank My Zone Credit Card Vs. Axis Bank Neo Credit Card

Categories	Axis Bank MY ZONE Credit Card	Axis Bank Neo Credit Card
Joining Fees	Rs. 500	Rs. 250
Editor’s Rating	3.9	3.8
Key Features	With MyZone Credit Card, purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200 Get 40% discount on food delivery at Swiggy Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000 Earn 4 EDGE REWARD Points with every Rs. 200 spent on the credit card Get a complimentary SonyLiv Premium annual subscription that is worth Rs. 999 on the first spend within the first 30 days of card issuance. Customers are eligible for the SonyLiv Premium membership renewal when they spend Rs. 1.5 lakh in a card anniversary year	Benefits of Neo Credit Card include Vouchers from Amazon, Zomato, Blinkit, and Pharmeasy on your spends on respective websites Indulge in delightful cuisine with Axis Bank Dining Delights as it offers minimum 15% off at partnered restaurants across India Stay protected with Zero Lost Card Liability Convert purchases to EMI on transactions of Rs. 2500 Get 10% off on Blinkit, up to Rs. 250 off on minimum spennds of Rs. 750. This is valid once every month  Avail 40% discount on food delivery at Zomato. The maximum discount is capped at Rs. 120 per order. This offer is applicable on minimum spends of Rs. 200 and users can avail it up to twice a month
Editor’s Review	Pros Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000 1 Complimentary Airport Lounge Access Get 40% discount on food delivery at Swiggy Cons No Golf/coaching sessions High-interest rate	Pros 10% off on movies, recharges and online shopping Avail 40% discount on food delivery at Zomato. The maximum discount is capped at Rs. 120 per order. This offer is applicable on minimum spends of Rs. 200 and users can avail it up to twice a month  Get 10% off on Blinkit, up to Rs. 250 off on minimum spennds of Rs. 750. This is valid once every month  Cons No Fuel Surcharge Waiver No Golf/coaching sessions

Axis Bank My Zone Credit Card Vs. Axis Bank Magnus Credit Card

Categories	Axis Bank MY ZONE Credit Card	Axis Bank Magnus Credit Card
Joining Fees	Rs. 500	Rs. 10,000
Editor’s Rating	3.9	4.3
Key Features	With MyZone Credit Card, purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200 Get 40% discount on food delivery at Swiggy Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000 Earn 4 EDGE REWARD Points with every Rs. 200 spent on the credit card Get a complimentary SonyLiv Premium annual subscription that is worth Rs. 999 on the first spend within the first 30 days of card issuance. Customers are eligible for the SonyLiv Premium membership renewal when they spend Rs. 1.5 lakh in a card anniversary year	Introducing Airport Concierge Services across 29 cities Unlimited Domestic Lounge Access Avail 12 points for every Rs.200 spent and 2X points for online travel spends Complimentary Flight Ticket
Editor’s Review	Pros Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000 1 Complimentary Airport Lounge Access Get 40% discount on food delivery at Swiggy Cons No Golf/coaching sessions High-interest rate	Pros Dining Delights – 20% off at 4000+ partner restaurants 12 Priority Pass Lounge Access 2% forex mark-up Cons No Golf/coaching sessions

Axis Bank My Zone Credit Card Vs. Sapphiro Credit Card

Categories	Axis Bank MY ZONE Credit Card	ICICI Sapphiro Credit Card
Joining Fees	Rs. 500	Rs. 6500
Editor’s Rating	3.9	4.3
Key Features	With MyZone Credit Card, purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200 Get 40% discount on food delivery at Swiggy Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000 Earn 4 EDGE REWARD Points with every Rs. 200 spent on the credit card Get a complimentary SonyLiv Premium annual subscription that is worth Rs. 999 on the first spend within the first 30 days of card issuance. Customers are eligible for the SonyLiv Premium membership renewal when they spend Rs. 1.5 lakh in a card anniversary year	Complimentary Domestic and International Airport Lounge visits Complimentary rounds of Golf every month at the Golf course On dining bills, enjoy 15% savings at over 2,500+ restaurants across India through Culinary Treats Programme Discover how ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year Enjoy the unmatched advantage of complimentary DragonPass, the world’s first all-in-one Digital Airport Platform
Editor’s Review	Pros Get flat Rs. 600 off at Ajio on a minimum spend of Rs. 2,000 1 Complimentary Airport Lounge Access Get 40% discount on food delivery at Swiggy Cons No Golf/coaching sessions High-interest rate	Pros Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more Complimentary Domestic Airport Spa visits Cons Average Reward Rate High-Interest Rate

Axis Bank My Zone Credit Card Customer Care

If you are an Axis Bank MY ZONE Credit cardholder you can utilise the personal phone banking services from anywhere in India. Some important Axis Bank MY ZONE Credit Card customer care numbers are given below:

• 1 860 419 5555, 1 860 500 5555 (charges applicable)
• +91 22 6798 7700 (for customers who are living in foreign countries)
• +91 22 6798 7700 (dial this 24-hour Emergency Helpline Number to block credit/debit/prepaid cards)

You can avail the credit card & account services from 8:00 a.m. to 8:00 p.m.

Conclusion

Axis Bank MY ZONE Credit Card For millennials who are new to credit or who are first-time cardholders and whose movie and dining expenses make up a sizable portion of their total monthly spending, the My Zone Credit Card may be the best option because it offers reduced rates on food delivery services such as Swiggy, discounts on dining expenses at partner restaurants, a free SonyLiv membership and a Buy One Get One offer on movie tickets on Paytm Movies.

One of the most important features of this credit card is that you can apply for its protected form, the “Axis Bank My Zone Easy Credit Card,” even if you lack credit history or income documentation. You can obtain this offer by making a secure deposit of Rs. 20,000 at the Axis Bank location that is the closest to you issued against your FD account.

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